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  1. xfactcc

    A tale of Jupiter FD Scam

    Since they have actually resolved the issue, the complaint to RBI will not stand.
  2. xfactcc

    A tale of Jupiter FD Scam

    😯 78 days later...
  3. xfactcc

    ICICI Bank Saving Account not Opening- Final Part

    Gangs of Wasseypur: ICICI edition.
  4. xfactcc

    Jana Bank employee refused more than a month old, laminated e-Aadhaar during account opening, should I escalate?

    Drama continues... Just to check if they were put in their place, I emailed them with the RBI verdict to ask if they removed the stupid policy? Doh! They said they still don't accept e-Aadhaar older than 30 days and the same is updated in their website (it isn't). 😅 I guess idiots do not...
  5. xfactcc

    RBI complaint on Standard Chartered Bank

    I read somewhere that you should negotiate but not too hard that they report it to RBI as failed facilitation and RBI actually closes the complaint in their favour, some have faced this.
  6. xfactcc

    Axis Credit Card Confusion : Axis bank 4th card as upgrade

    I have Flipkart, MyZone, Neo-LTF all visa. I want LTF IOCL Rupay but they denied saying for Rupay it will be chargeable, what can be done?
  7. xfactcc

    RBI complaint on Standard Chartered Bank

    Isn't it up to the RBI BO to decide what should be the compensation or does bank get the leeway to negotiate the same as well?
  8. xfactcc

    Axis Credit Card Confusion : Axis bank 4th card as upgrade

    Following this +1.
  9. xfactcc

    SBI SimplyClick reward points redeemed without my knowledge

    RBI Banking Ombudsman?
  10. xfactcc

    SBM NIYO charges announced

    Thanks for the update!
  11. xfactcc

    SC Smart to Super Value Titanium upgrade

    - Owning SC Smart currently. - Got offer to upgrade to Titanium Super Value Card. All paid. Aye or Nay?
  12. xfactcc

    SBI Cashback credit card official benefits revised w.e.f. 1st May 2023

    Amazon Pay India Pvt Ltd MCC 5399
  13. xfactcc

    What is the best way to buy Amazon Pay Gift card

    Is it still the case?
  14. xfactcc

    [Help] HPCL Energie card, paid at pump via UPI, first denied surcharge waiver, now denying accelerated rewards

    Yes, from now on I will. On HP Pay, no 5% rewards, no surcharge waiver or accelerated reward points right as per the card page? The page also says "UPI transactions are eligible only for core reward points. Maximum of 500 reward points can be earned in a Statement cycle on UPI spends. UPI...
  15. xfactcc

    [Help] HPCL Energie card, paid at pump via UPI, first denied surcharge waiver, now denying accelerated rewards

    Using HPCL Energie credit card, Paid at HP petrol pumps Rs. 500, they did not reverse the surcharge or give accelerated rewards. When contacted their CRM, they said the pumps are not in their 'MID' list. When I identified one of them successfully on HPCL website, they said surcharge will be...
  16. xfactcc

    RuPay Card and UPI offers, Discussion and News group

    I hope one day the NCMC will be true to its name.
  17. xfactcc

    Is there a RBI Banking Ombudsman equivalent for demat account related issues?

    It is time someone takes them to an arbitrator and makes them pay for these.
  18. xfactcc

    Is there a RBI Banking Ombudsman equivalent for demat account related issues?

    Update: - HDFC maintained their position, so I complained on NSDL and SEBI SCORES, as a result HDFC significantly gave written admission that the preapproved offer was due to a 'technical glitch'. - They waived this year's AMC as a gesture and plans to charge me as usual from next year, or...
  19. xfactcc

    A tale of Jupiter FD Scam

    My FD does not qualify for TDS No TDS certificate or intimation provided Rs. 70 cannot be TDS - 6.8% CS didn't mention anything about TDS
  20. xfactcc

    A tale of Jupiter FD Scam

    Opened their brand of FD 'Pot' 1 year ago for 10k with their highest lock-in 'superpots' with highest interest i.e., 365 days for 6.8%. I did this to maintain their 10k TRV requirement to remain 'Pro'. Straight forward calculation upon maturity interest should be Rs. 680. It matured and I...
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