Recent content by thebonginvestor

I prefer to receive the refund in the original payment method. How? How can they consider this as a debit transaction on my CC bill?

I prefer to receive the refund in the original payment method. How?

ICICI Amazon Pay CC transferred some amount marked as "refund XXX" to my savings bank account and considered it as a debit. In the last year, I have never transferred any funds from my ICICI savings account to my ICICI credit account. Customer Care says this was done as per RBI rules but is...

Applied through Sprint only. Maybe you are lucky to get SBI card within 5 Min.

Online. Using this (Thread) link.

What is the approval timeline for a SBI card? Is this scenario normal? Apply 4th Sep> Home verification> 11 working days> 9 working days> 5 working days> under process, update you shortly !

Great! None of my CC statement MCC codes are shown. How to verify whether merchant's are using correct code- incorrect codes means no CB

Are these MCCs standard for every card network and country ? If not do we have any India specific codes

Never applied through an agent. But provide some details during address verification when I applied for Cashback.

Looks like a genuine email. Checked application status also.

These are not for my previous applications. Received rejection mail for both of my applied card. The current rejections has a unique application number attached with it.

I have applied SBI card two times only- BPCL Octane (Sep'22) & Cashback (Dec'22); both rejected. Suddenly I am getting rejection mail in Apr (Again Cashback), May (BPCL Rupay) & today (Prime)! Interesting part is none of this enquiry/rejection reflecting on my CIBIL. Don't have any idea who is...

I am having Axis Ace (3L) and Flipkart Axis (Limit was 50 K till May 23), now after limit sharing my aggregate limit across all cards is 3L. Today I got a notification to increase my credit limit for Flipkart Axis to 4L. I am planning to close this Flipkart card. If I take this LE now, after...

You may check https://www.indiainvestments.wiki/faqs/misc/where-can-i-park-money-for-a-few-days-a-few-months-or-a-few-years

Make sure -it doesn't have any room rent capping - Zero Co pay clause -Waiting period Pre-existing diseases (2yr or less) And should offer Super top up (if you are planning now or latter, ideal to go for same company). Before taking any Health insurance please declare all health related issues...