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  1. thebonginvestor

    ICICI CC to bank refund

    I prefer to receive the refund in the original payment method. How? How can they consider this as a debit transaction on my CC bill?
  2. thebonginvestor

    ICICI CC to bank refund

    I prefer to receive the refund in the original payment method. How?
  3. thebonginvestor

    ICICI CC to bank refund

    ICICI Amazon Pay CC transferred some amount marked as "refund XXX" to my savings bank account and considered it as a debit. In the last year, I have never transferred any funds from my ICICI savings account to my ICICI credit account. Customer Care says this was done as per RBI rules but is...
  4. thebonginvestor

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    Applied through Sprint only. Maybe you are lucky to get SBI card within 5 Min.
  5. thebonginvestor

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    Online. Using this (Thread) link.
  6. thebonginvestor

    SBI now offering SimplySAVE RuPay on online apply through SBI Sprint

    What is the approval timeline for a SBI card? Is this scenario normal? Apply 4th Sep> Home verification> 11 working days> 9 working days> 5 working days> under process, update you shortly !
  7. thebonginvestor

    Trick to complete HDFC Debit Card, Gift voucher spend offer & get 1500 Gift voucher/ 1250 Gift voucher/ 1000 Gift voucher/ 750 Gift voucher

    Great! None of my CC statement MCC codes are shown. How to verify whether merchant's are using correct code- incorrect codes means no CB
  8. thebonginvestor

    Trick to complete HDFC Debit Card, Gift voucher spend offer & get 1500 Gift voucher/ 1250 Gift voucher/ 1000 Gift voucher/ 750 Gift voucher

    Are these MCCs standard for every card network and country ? If not do we have any India specific codes
  9. thebonginvestor

    SBI card rejection not even applied by me

    Never applied through an agent. But provide some details during address verification when I applied for Cashback.
  10. thebonginvestor

    SBI card rejection not even applied by me

    Looks like a genuine email. Checked application status also.
  11. thebonginvestor

    SBI card rejection not even applied by me

    These are not for my previous applications. Received rejection mail for both of my applied card. The current rejections has a unique application number attached with it.
  12. thebonginvestor

    SBI card rejection not even applied by me

    I have applied SBI card two times only- BPCL Octane (Sep'22) & Cashback (Dec'22); both rejected. Suddenly I am getting rejection mail in Apr (Again Cashback), May (BPCL Rupay) & today (Prime)! Interesting part is none of this enquiry/rejection reflecting on my CIBIL. Don't have any idea who is...
  13. thebonginvestor

    Should I accept LE 50K to 4L for my Flipkart Axis

    I am having Axis Ace (3L) and Flipkart Axis (Limit was 50 K till May 23), now after limit sharing my aggregate limit across all cards is 3L. Today I got a notification to increase my credit limit for Flipkart Axis to 4L. I am planning to close this Flipkart card. If I take this LE now, after...
  14. thebonginvestor

    where do you keep your emergency funds?

    You may check https://www.indiainvestments.wiki/faqs/misc/where-can-i-park-money-for-a-few-days-a-few-months-or-a-few-years
  15. thebonginvestor

    Best health insurence

    Make sure -it doesn't have any room rent capping - Zero Co pay clause -Waiting period Pre-existing diseases (2yr or less) And should offer Super top up (if you are planning now or latter, ideal to go for same company). Before taking any Health insurance please declare all health related issues...
  16. thebonginvestor

    Rupay Platinum Debit cards with cheapest AMC?

    HDFC Rupay Debit card (200+GST) https://www.hdfcbank.com/personal/pay/cards/debit-cards/rupay-premium-debit-card
  17. thebonginvestor

    SBI card just for the offers?

    SBI BPCL. Apply it from offline channel- you will get Rupay variant. Along with SBI offer, will get Rupay offer too
  18. thebonginvestor

    Third Time Lucky with SBI Card

    PP for SBI Vistara prime is for valid for 24 months, what happens after that? How to get PP benefits then? Does SBI Vistara prime has Fuel Surcharge Waiver?
  19. thebonginvestor

    Axis Bank ACE credit card (how to get)

    Ace is invite only card and available on Gpay only. If Ace banner is not showing on your Gpay number/ mail id- try with another Gpay number/ mail id. you may refer this https://www.technofino.in/community/threads/got-my-dream-card-today-axis-ace.6912/
  20. thebonginvestor

    Bank that issue Rupay JCB Cards

    Oooh! Then BPCL Rupay would be the best for me. I think only Rupay select variant will get the LoungeKey.
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