Recent content by RM95

Thanks, let's see...

No, I pinged eterna dept, they said the ITR criteria is not valid anymore. Read somewhere else that they will bring new offers in Jan, so wondering if I should wait.

Can someone from BOB throw some light on whether they are going to bring back LTF Eterna offer anytime soon? I can see an offer for LTF Premier on the application page - wondering whether I should go for it, or wait. Reason for chasing Eterna - only LTF-able card with unlimited dom lounge...

Is this unconditional LTF or spend based waiver?

First SBI card in 4 years (closed last one in 2019). Applied at a mall kiosk.

Are their services good? I was more inclined towards the bigger players like ICICI, Axis, HDFC, SBI.

I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again: My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc. It has to be linked...

Yeah, will have to do that. Thought Global variant is higher than Platinum, my bad. Thanks

Oh, okay. Such a hassle.

Yono wasn't showing any option other than Global, which I assumed to be a downgrade because I thought they would offer something at par with my prev card (Platinum).

Hi, Earlier I had a Platinum mastercard DC from SBI that expired a couple of months back (didn't notice since I use it once a quarter) but SBI didn't send me a replacement DC. I had to apply for a DC through Yono and only got Global variants (Rupay, Visa, MC), which seems like a downgrade from...

IndusInd Legend All cards availed through AU Swipe Up

Oh shit, do you recall which variant?

I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%. I have a CIBIL score of 799. Can I request them to decrease my ROI to 8.5% based on my CIBIL score? Is this possible? If so, who do I mail?

Oh, didn't know about this. Thanks, this was helpful! Any other tips?