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Thanks, let's see...

No, I pinged eterna dept, they said the ITR criteria is not valid anymore. Read somewhere else that they will bring new offers in Jan, so wondering if I should wait.

Can someone from BOB throw some light on whether they are going to bring back LTF Eterna offer anytime soon? I can see an offer for LTF Premier on the application page - wondering whether I should go for it, or wait. Reason for chasing Eterna - only LTF-able card with unlimited dom lounge...

Is this unconditional LTF or spend based waiver?

First SBI card in 4 years (closed last one in 2019). Applied at a mall kiosk.

Are their services good? I was more inclined towards the bigger players like ICICI, Axis, HDFC, SBI.

I think this has been discussed before in other threads, but I didn't find any viable solution yet, so asking this again: My wife and I are planning to open a joint account where we want to deposit money from our salary accounts for rent, some household/online spends, etc. It has to be linked...

Yeah, will have to do that. Thought Global variant is higher than Platinum, my bad. Thanks

Oh, okay. Such a hassle.

Yono wasn't showing any option other than Global, which I assumed to be a downgrade because I thought they would offer something at par with my prev card (Platinum).

Hi, Earlier I had a Platinum mastercard DC from SBI that expired a couple of months back (didn't notice since I use it once a quarter) but SBI didn't send me a replacement DC. I had to apply for a DC through Yono and only got Global variants (Rupay, Visa, MC), which seems like a downgrade from...

IndusInd Legend All cards availed through AU Swipe Up

Oh shit, do you recall which variant?

I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%. I have a CIBIL score of 799. Can I request them to decrease my ROI to 8.5% based on my CIBIL score? Is this possible? If so, who do I mail?

Oh, didn't know about this. Thanks, this was helpful! Any other tips?

Yes. Wanted to check if anyone has swiped their Niyo card for such a large amount abroad (esp Vietnam or Dubai).

Yes, that's one option, but a bit apprehensive about withdrawing that much cash. Best case would be to swipe niyo Equitas db at the store. Are there any charges associated with this?

I'm planning to buy an iPhone 14 Pro when I will be visiting Vietnam next year. I will be carrying a Niyo Global SBM credit card and a Niyo Equitas Bank debit card. Which one should I use for the purchase so that I get charged lesser fees? I was thinking about Equitas since for SBM cc, I need to...

How can I get my hands on their A+ list? Is iy available in public domain?

Niyo Global is providing 3 bank options - debit cards with DCB and Equitas bank, and FD backed credit card with SBM. Can the SBM cc be used to withdraw money from ATMs in foreign countries (as it is a credit card)? Are there similar ATM withdrawal charges for DCB and Equitas as well (as they...