Recent content by ramkumar_y

Worked last month

Hello, A friend of mine need a way to optimise monthly fuel spend of 3L. Need atleast 1-2% Cashback. What's the easiest and most rewarding way spend the same? Not personal usage - Commercial transport business.

Check Scheme of your account here: https://www.iobnet.org:5444/acxsol/ You can also try upgrading Scheme to SBHNI.

Mobile Banking also have option to upgrade Debit Card under Card Services ---> Debit Card Services.

Lodge a complaint here: https://spgrs.iob.in/ Select Category of complaint as "VKYC". You'll most probably get a resolution by Tomorrow EOD

No. Objective is different. "because negative balance/Dr balance and lien, signifies the same that the bank is supposed to recover the money as soon as money gets credited, for which RBI seems to have restricted." - You're wrong. With negative Balance, bank gets money in it's P&L by debiting...

There's clear difference. Negative Balance - Charges already recovered from account by granting Overdraft on Savings Account - Not allowed by RBI. Negative Lien - Just an Lien marked on account to recover charge only if amount credited to account in future - Here Ledger Balance isn't brought...

Negative Lien on account and Negative Balance in account are 2 different things. In your case it's Negative Lien which is permitted as per RBI rules. Am I right? If yes, it's upto bank to decide if they want to waive pending charges or not.

There's no need to visit branch. You can use Debit Card in any IOB ATM, it'll generate OTP. You can enter OTP and set PIN. This will activate card automatically. You can also do the same in Internet Banking: Menu is available under IOB Cards-->IOB Debit Card-->Activate New Debit Card.

SBPUB it is

Original post clearly says "Note: Always refer bank website for updated and exact charges details (Following details won't be updated)" in bold super large font for a purpose since months. I won't be updating this post or replying to individual comments due to time constraints. I'm sorry about...

Payzapp Credit card Bill Payment option directly OR Add Wallet and Pay?

Hello, For past 2 months, I'm unable to do any transaction using my IndusInd Select Visa Signature Debit card. The transaction is failing without any SMS. Mastercard is working fine on same account. Will the transaction settings on Visa card is correct and I've done transactions last year...

Hello, Last year I've closed my Axis Atlas Card when my Edge Miles balance was is -14000 (Negative). Since then I'm escalating to bring down the balance to Zero since it's mentioned in T&C that Negative balance will be eliminated by Statement debit on card closure. Now Axis agreed to eliminate...

Got the above SMS Yesterday. What does this mean? Does this mean non-maintenance charges for Select Savings Accounts linked to Legend CCs?