Recent content by pxg

The high interest rates won't be sustained if you want a high minimum CIBIL. Low risk, high reward is not reality.

No you can't.

Please use Google or the search function. All of the existing CC bill threads are already very hard to navigate or get updates on because of unrelated questions.

Here are the ones I know so far: Debit Card: RBL Signature+: Up to 1L/month for 1% rewards redeemable for GVs (seems like the best option still, risk of devaluation high) HDFC Millennia DC: Up to ₹40k/month for ₹400 (1%) cashback (difficult with Paytm ban) HDFC Platinum DC: Upto ₹75k/month for...

2. Banks run on fees from people not having financial discipline. And they share some of those benefits with us (this entire forum). A higher limit encourages the poorly disciplined people to spend more and earn the bank more. And in the end people like us in the forum benefit from it. That's...

Everyday and Liberty are more than 1 year old. Hundreds of pages on both on TF and DD since the past 1 year. Every new RuPay card news is broadcasted on both forums, kuch secret nahi hai. Even if you don't want info about RuPay you will come across posts from Abhishek everyday. On the other...

Delight DC can provide more value than the annual fee and it is available for regular Axis accounts, so I posted about it in the DC section. I am aware of the variety of bank accounts from the posts in the bank account section. Suggesting RuPay, Liberty and Everyday cards in this thread is like...

Liberty: 3000 worth of vouchers per year on the account. Debit card is not required for the voucher. 5% on weekend spend with restricted MCCs, useless. I get way better rewards on credit cards and gift cards plus the interest free period on my weekend spends. In fact majority of my weekend...

Haven't seen the Axis Delight debit card mentioned here due to steep issuance fees but here we go: Issuance Fee: ₹1500+GST (₹1770 total) Annual Fee: ₹999+GST (₹1180 total) BookMyShow benefit: 50% off up to ₹250 per month (Applicable on solo tickets as well) Swiggy benefit: 25% up to ₹150, 3...

Just to clarify - Did it not work at the AFC or at the NCMC terminal/customer service desk? AFC won't work unless the card is activated and has money in the offline wallet. So are you saying that they could not activate NCMC and load money on your card?

Current NCMC support list: Mumbai: All metro lines and BEST buses. Delhi NCR: All lines of Delhi Metro, Noida Metro and RRTS Bangalore: All metro lines Chennai: All metro lines Pune: All metro lines Nagpur: All metro lines Ahmedabad: All metro lines Kochi: All metro lines Kanpur: All metro...

Some facts I have learned so far: All NCMC cards need to be activated. This is a one time procedure that requires tapping at a NCMC terminal before you start your first trip and you do not need to activate it multiple times for different cities or services (metro/bus). Debit card NCMC...

Millennia 1L spend also gave 1000 rupees voucher. So what is to be seen is whether you can choose between 1K voucher or lounge access or have both.

No, generally people are applying for this via the Kotak agents at cinema halls. This info is for moviegoers who think this card is good. Anyway I would say you are also spending too much energy to get a card for 3x international lounge access/yr. All Kotak cards are useless otherwise. The...

This is an old thread but I find the PVR credit cards very stupid given you can get PVR gift cards ever year for 25% off and sometimes they've even had 50% off (right after COVID I think?). The debit card has much, much better benefits. It is effectively only 90 rupees since you get 5x 100rs...