BharatPe QR is a UPI QR launched by a Private Company Resilient Innovations Private Limited/Resilient Payments Pvt Ltd
Whereas BHARAT QR is another Product of NPCI just like BHIM UPI QRs are.
more on Bharat QR : https://www.technofino.in/community/threads/bharat-qr-the-npci-payment-saga.30067/
HDFC has more mood swing than Girlfriends.... better to breakup... red flags ki carpet ban chuki hai HDFC se.... upar se jitni calls GF ki nahi aati usse jyada inki upselling/cross-selling ki aati hain...
poke gpay and payzapp over email or put 1/2/3 star on pl.a.y store/app store with a re.view asking to bring back that feature of Payment via CC/DC of visa/mastercard.
yes, 100% legitimate, paid on same Bharat QR last month too... got all payment options. now CC/DC on visa/master not available... only rupay available that too via UPI route...