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  1. pradeepG

    Federal Bank Wave Rupay Virtual Credit Card Launched

    That's Strange, Strange.
  2. pradeepG

    Federal Bank Wave Rupay Virtual Credit Card Launched

    max how many number of enquiries can get approval?
  3. pradeepG

    Timeline of Federal Core card application

    Major milestone approx days will help. Applied on date : Application Approved or Rejected : Approval/rejection mail/sms date : Delivery date (i know it will vary as per location) : have previous relation with federal? :
  4. pradeepG

    PNB Credit card bill payment

    what is the upi method? the one in billdesk portal of pngcards or some other way?
  5. pradeepG

    Tata Neu Infinity

    whats the update
  6. pradeepG

    Does Checking credit card offers in IDFC Portal get reported in CIBIL?

    a 100% Hard Enquiree in IDFC. #experience
  7. pradeepG

    PNB RUPAY SELECT UPGRADE

    1. no previous one will close/stop working. only 1 card active policy. 2. both have same floor limit. limit enhancement only upon separate request with docs (you will get a cibil enquiree too). 3. do by any method, it just places a request, you will be asked docs over email. 4. checkout their...
  8. pradeepG

    IDFC has started to upgrade from Select to Wealth, easily by Card to Card

    https://www.technofino.in/community/threads/idfc-wealth-privileges-change.22114/ <Three required words>
  9. pradeepG

    IDFC has started to upgrade from Select to Wealth, easily by Card to Card

    select has spending criteria for lounge access, wealth doesn't. Still a considerable point in a scenario of choice.
  10. pradeepG

    Federal Bank Ltd Lifetime Free Credit Cards

    why do you need that link? is there a special benefit when applied through these links? TIA
  11. pradeepG

    Indian Bank Credit Card

    there is option to transfer in IndOasis app itsel else you can login to online portal also. IndOasis app : Open app>fund transfer>select credit card pay(top right corner, just below logout hutton)>add beneficiary>select beneficiary>input amount>click proceed button>done Also you can do...
  12. pradeepG

    Credit Card CIBIL Reporting Date

    as citi bank reports on statement date, YES your utilisation will be 0% in this card account in CIBIL
  13. pradeepG

    can companies backdate a credit transaction to your credit card?

    given link is just for example that these kind of penalties exist in refund related issue.
  14. pradeepG

    can companies backdate a credit transaction to your credit card?

    RBI guidelines 12 October 2019 and there are several others also. https://economictimes.indiatimes.com/wealth/save/bank-to-pay-you-rs-100-per-day-penalty-for-delay-in-transaction-beyond-these-limits/articleshow/71514416.cms?from=mdr [EDIT] Date : September 20, 2019 RBI Link ...
  15. pradeepG

    can companies backdate a credit transaction to your credit card?

    in this case it seems both have joined hands as payment gateway acquirer bank and your bank. another possibility is that they might have put that amount in your account then and their, but marked it as lien/unclear balance. and when it was cleared from merchant/payment gateway, just toggled the...
  16. pradeepG

    can companies backdate a credit transaction to your credit card?

    havn't seen this usually happenning. As the date of transaction is highly sensitive info attached to a transaction. There are very limited(and logical) circumstance where the actual date and saved dates can be different. In your case, that is illegal to do, or something extraordinary happened...
  17. pradeepG

    can companies backdate a credit transaction to your credit card?

    when did you raised the request of refund?
  18. pradeepG

    can companies backdate a credit transaction to your credit card?

    This might have happened due to the fact that some banks start their financial new year books on 2nd april 9/10 am. all outward transactions(those which are starting from them and reaching anybody) before this time and after 31mar 23:59 might be marked to have been in record books of previous...
  19. pradeepG

    Biz Power as floater card

    Freedom to spend on all business spends. >> Up to 55 days Interest Free Credit Period (5 extra days). >> Earn 5X Reward Points on your select Business spends from below: 3. GST payment 5. Business Productivity tools like Tally, Office 365, AWS, Google, Credflow, Azure & more via SmartBuy...
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