Recent content by metacoder

Can you please elaborate? Air India via Turkish Airlines? Where do I find this deal?

Hi All! I've recently moved to London, UK and wanted to find the best way to book flights. I hold HDFC Infinia and have the British Airways AMEX card which gets me a companion voucher whenever I spend more than £12K in a year along with avios. We are a couple. I understand that I can use the...

It is definitely a paradox because CRED requires your score to be above 750 I’m guessing. I guess the interest rate they offer is low. I’m being offered 11.49% which is probably much lower than other personal loans. Also, according to them they don’t affect your credit score directly. Attaching...

You’re absolutely right about this. There’s definitely a risk if someone fails to pay their principal.

This sounds better than Cred Mint. Have you tried it?

They’re taking 11.49% from me but I’m sure they’ll charge some other rate from someone else. Probably beta testing this figure. I read the FAQs and it seems it does affect your CIBIL score. As per CRED FAQs, your score is positively affected if you make payments on time.

Despite the risks, only people with a good credit score can borrow Cred Cash from Cred. So, I believe there are risks, but it should be lower than other P2P lenders.

One time my order was refused at the time of delivery and so I had to pay the bill out of my own pocket. So, Yes. It's a risk. Eventually my cash was refunded and the only loss I had to bear was time.

I don't think CC users are using it to earn, but the approach I described above makes up for some good money! I've been using Yaper since last FY and haven't faced any issues until now. They process the amount within three days of the delivery of the product.

Send me a DM with your number

I don't think there's any such limit. But higher the amount, higher the convenience fee.

HDFC Infinia or Standard Chartered Ultimate - both offer a 3.3% reward rate.

You should be eligible if you have an account with Cred.

DM me your number, I'll send it.

This isn't new because you've got apps like Yaper that help you reach milestones. But, let me show you how to take this a step further using Yaper, Cred Mint and HDFC BillPay. I ordered two iPhones on Yaper and got back Rs. 1L cash in my account in return. I had approximately 35 days to pay...