4L+ limit and 4L+ free limit is different. Till now, I thought the criteria is 4L+ limit and not free limit. Thanks for clarifying. But from what I've read, they issue cards with 4L+ limit and don't need that as free limit.
HSBC and LIC HFL are two hidden gems of home loan rates. How easy or difficult was transfer process? What was prepayment penalty in earlier loan? And this is floating, right?
Axis has a weird requirement of issuing add on cards at the time of application only to add on card holder having a driving license. Any idea why? The guy I spoke with said that you can apply for add on cards for persons not holding DL latest on after receipt of cards.