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Recent content by Karthik:

  1. K

    LTF BOB Eterna Credit Card

    It can be from anywhere.
  2. K

    LTF BOB Eterna Credit Card

    Received the Rupay card in a cardboard box.
  3. K

    BOB Eterna LTF Offer: Unlimited Lounge Access + 5X Rewards!

    I think 2m salary slip with bank statements should suffice. I also have ICICI CC with a limit of 4.3 L and a good credit score. I applied for BOB Eterna online, it checked CIBIL and directly offered a limit of 2L. Try your luck. Might not even have to submit anything. Make sure to declare an...
  4. K

    Repository of ways to get Rupay platinum card of all possible banks

    652503 as @doraemon said, regular discover, Diners club & pulse. Domestic platinum is 817335.
  5. K

    Repository of ways to get Rupay platinum card of all possible banks

    Raised request on 15th May and received the card yesterday.
  6. K

    Repository of ways to get Rupay platinum card of all possible banks

    Maybe you were lucky. Many people get only domestic Rupay Platinum Debit card from Indian Bank, be it personalised or Insta. They don't issue classic cards also much. They have recently introduced issuance charge of Rs100+18(GST).
  7. K

    Repository of ways to get Rupay platinum card of all possible banks

    Got Indian bank International Rupay Platinum Debit card for my uncle. They still issue domestic Rupay Platinum card by default for some strange reason, though annual fees are same. His card expires soon. Recently a week back they enabled option to apply debit card from their Indoasis mobile...
  8. K

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    Yeah separate years. Benefits are renewed every calendar year. I've claimed in 2023 and 2024 and prime benefits were carried forward without any loss.
  9. K

    RuPay Select Debit Card Benefits | Free OTT | Spa | Health Checkup | Rupay Select Debit Card Issuing Bank & Charges

    I am having IOB Rupay select debit card. I got it applied through branch. It is having OTT benefits. Have claimed Amazon prime subscription 2 times so far.
  10. K

    Best billing cycle date to manage all credit card

    Yeah, the best practice is to spend the money you have. That's what I am also saying. If you consider the opportunity cost i.e. the interest part, what I said will make more sense. Longer the interest free credit you get and later the due date, you enjoy interest on your funds. That's why it's...
  11. K

    Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

    Good move! This way unused cards can be recycled easily. We can give the card to anyone without any hassle just like the previous metro cards. It'll be easy for the operators to issue new cards as well.
  12. K

    Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

    Recharge done. Indian Bank informed that cashback will be credited next month to NCMC wallet itself.
  13. K

    Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

    @Abhishek012 if possible, please add steps to enable wallet account in Rupay debit cards in your FAQs. If your Debit Card is a personalized RuPay Contactless (NCMC) Debit Card, Rupay Wallet is already enabled on the card automatically. If your Debit Card is an Insta (non-personalized) RuPay...
  14. K

    Lets talk about RuPay NCMC Card/ RuPay Metro Card & share your experience & help others

    IOB has debit card number itself as wallet account number, Union Bank has saving account number with prefix R as wallet account number and Indian Bank has some random wallet account number. IOB's way of having wallet account number makes more sense as wallet account is valid only till card...
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