HSBC credit cards mostly get rejected due to their lending policy.
1 - They do not like to give cards to self employed.
2 - If you have a disproportionate exposure to CIBIL, they still reject your application.
3- You are working in an MNC.
4 - You must not have applied for multiple...
While applying BOB C2C, keep in mind that the card should be at least 2 years old. In some cases, card applications are approved even if they are less than 2 years old, considering the profile of the customer and the CIBIL.
Au has closed its offline C2C process, now offline or online you can apply only on the basis of your CIBIL and income. For Zenith card, your annual income should be 36 lakhs or any other bank card limit reported in your CIBIL is more than 5 lakhs.
◆ A first-of-a-kind, co-brand credit card exclusively for our farmers
◆ Enjoy 1 Reward Point for every ₹100 spent
◆ Excellent repayment support with only a 1.5% interest rate p.m.
link - https://www.bobfinancial.com/unnati.jsp
Ankush Both the cards are good in their place. If we talk about Kotak Rewards System, then it is nothing special. If you also have cards from other banks and want to take Kotak card only for use in offers, then choose Kotak Royal. If your spending is more then you can go with Kotak White.
Offer Details • 10% upto 1,000 cashback on amazon mobile orders above 5,000. credited in your amazon pay balance.
Offer Validity - 27 March 2022
Terms & Conditions
• valid 1 time per user in offer period.
• valid on amazon mobiles category.
• minimum spend of 5,000 subject to t&c of offer...