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Recent content by gautampai

  1. gautampai

    HSBC Cashback Review (w.e.f 01-Sep-23 i.e., after revaluation)

    Is the cashback calculated on basis of transaction date or transaction settlement date? I have made a transaction of 7k on 14th May, bill generation happens on 15th 12:00am. I am confused if the cashback will be credited in June statement or July statement.
  2. gautampai

    Gambling addiction (help)

    I might not be able to give you great suggestions like DocFixit , aniket or SSV have given, but being 23 here's my 2 cents. I have suffered through social media and porn addiction. 1. Regarding the 3L that you have remaining, put it in some good ELSS mutual fund. That way you will not be able to...
  3. gautampai

    HDFC Moneyback to Millenia?

    1 year and 1 month
  4. gautampai

    Not able to get Amex credit card

    Try applying using some referral code from the community members. I have an annual income of 6L, applied today and got tentative limit 1.8L-2.3L. that too without any salary proof/bank statement.( Had selected income range as 6L-8L in application.) I am not sure if you'll get Platinum Travel...
  5. gautampai

    IDFC started to offer Multiple credit cards shared limit (not only INSTA-PAY_RUPAY)

    I believe idfc allows only one core card and 1/2 co branded card. This has been allowed from idfc from quite a while. If you are able to get 2 core cards , then that's new news ( atleast to me )
  6. gautampai

    SBI no limit enhancement/ transfer of limit

    Does SBI accept other bank's credit card statement for limit enhancement or only Bank statement & salary proof?
  7. gautampai

    HDFC Moneyback to Millenia?

    Like other threads of Swiggy Hdfc, Marriott Bonvoy discussing where if you don't activate the card for almost 30 days after receiving, retention team calls and offers LTF after some negotiation. Will this trick work for the card upgrading people as well?
  8. gautampai

    Bob Application - How is this LTF? Am I interpreting this wrong?

    I recently got Axis Neo , they've mentioned charges in it. Will be getting FYF HDFC card in a week, we'll see if they mention charges.
  9. gautampai

    Bob Application - How is this LTF? Am I interpreting this wrong?

    As per RBI rule banks have to mention annual charges, billing date in the introductory letter that banks send along with credit card. If the letter shows annual charges as zero, only then activate the card.
  10. gautampai

    How to close One Card?

    RBI bambooo kaa khauf sabb ko hona chahiye 😂
  11. gautampai

    HDFC Moneyback to Millenia?

    I received the offer to upgrade from MoneyBack+ to Millenia FYF, is it actually worth the annual charges?(i already have SBI Cashback, F.Kart Axis, APay cards)
  12. gautampai

    RuPay Card and UPI offers, Discussion and News group

    @D₹V har hafte 1-2 aisi controversial thread milthi rahe....aaraam see TF Legend/Prestige takk main bhi pahuch jaunga 😂
  13. gautampai

    Weird Indian obsession with UPI

    Sabhi jaga tap tap karega😌
  14. gautampai

    Weird Indian obsession with UPI

    Abhi 2 minute pehle dusre account se dekha na Maine same message 🤔😂
  15. gautampai

    Weird Indian obsession with UPI

    Dono nahi karna ....Notes aur chillar leke ghumna hai. Billing counter pe ek do theen karke ginthi karke paise Dena hai😂
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