Recent content by Gau₹av

Well at least we have tap on POS machines for those stored/tokenized cards in phones. And GPay, CRED, Samsung Pay supporting tap and certain bank apps - SBI Cards, PayZapp for HDFC cards and ICICI iMobile. Samsung Pay even supports Yes Bank Mastercard and Standard Chartered cards for tap - which...

After the sad demise of BharatQR in GPay, only SBI Card, IDFC app, Kotak old app, old IndusMobile, ICICI iMobile. For Axis, HDFC, RBL, OneCard, BOB, Federal - no option left

At what reward rate will I get reward points on IndusInd Pinnacle for a transaction on Flipkart? 1.8% or 0.7%? I mean the rules I know - Flipkart should come ideally under e-commerce txn. But does it ACTUALLY? Don't have a case of wrong MCC giving no reward points or at 0.7% @helloworld

Is your account not eligible for 811 Super?

Hmm you have a point. For Neu, I had a major FOMO so I took FYF Neu Plus and got trolled for why I didn't take LTF. 🤭 Later got LTF Neu Plus and upgraded to LTF Neu Infinity but that I think is only because it was easy in those days to do RuPay CC on UPI to bank via tricks to do enough "spends...

So if anyone gets SBI Tata Neu cards, please report if they work for instant discounts in sales?

The thing is even if we do take this card PAID as the Welcome benefits are equal to the joining fee, it will be hard to achieve spends of several lakhs year after year to waive off the annual charges because this card will be used mostly for 10% bill discounts, Pincode app grocery and 5%...

Until then I will enjoy being lucky. Just let me be. It's almost like you want my HDFC credit card statement dates to be the same more than HDFC 🤭

I don't think HDFC is going to sync all cards' statement generation dates on their own. Once a customer requests a change of date (as per RBI rules), then they are changing all cards to a single date. I will continue to enjoy my luckiness for years.

There is no such rule. My Neu and UPI RuPay share the same limit as Millennia and Swiggy yet have different dates for many years.

Yes more people reported to me that they are getting redirected to Indie netbanking. For me, for now, the good old more functional Netbanking is still alive. They are going to lose a lot of customers with this idiotic move to lesser functionality

But despite the 2 DCs, the rewards in IDFC are capped/counted at the account level right?

Oh ok that explains everything. Another problem is when I asked customer care what would happen if I changed the statement generation date on one HDFC card and I am not sure if they are knowledgeable about this or ignorant but most of the customer care people I talked to said the statement cycle...

What? For my HDFC Neu Infinity, that's not how it works at all. Neu app 5% Neucoins are credited in the Neu app after a few days of the txn and 5% Neucoins from the card credited when card statement generates. Since my Neu card statement date is 1st/2nd of the month, those Neucoins are then...

At least they are not saying ineligible for bank account. Kotak 811 Super to bank account hoke bhi "Ineligible" chipka diya hai kaafi normal 811 users ko.