Recent content by anonymuos

How is the CREDIT part of Duo card handled by IndusInd if we already have IndusInd credit cards? Limit shared or split?

There's also the great RuPay Platinum debit card offer every Friday on Swiggy on MOV of just ₹129: 20% off up to ₹100 using RuPay Platinum debit card. Which beats this Swiggy card's 10% discount as it's instant discount and higher. Swiggy card is poor man's/unfortunate man's/foodie's Millennia 🤣

No she saved ₹1870 last month 🤣 while I am just getting the card.

Wow thanks for posting such detailed pics. How's the monocular that comes in it?

Posted here last night: https://www.technofino.in/community/posts/635576/

How to get Swiggy CC LTF? It will be offered LTF for a lot of people soon as I and a few other random people got this today. There was a cibil hard enquiry but card approved in a few hours of applying. I don't have a core card (closed Business MoneyBack, now being spammed daily with Biz Grow...

They called me when they declined saying that as per their policy, only salaried can get HSBC cards, or self-employed with savings account in their bank maintaining upwards of 1.5L. But they did inform. I told them this is bakwas policy since no other bank has so much attitude about giving cards...

They will if the branch has it in stock. Some branches have, some don't. Platinum DCs of RuPay always have Platinum written on them so if it's not written, it's RuPay Classic. Don't accept it.

Issuance charges they reversed because on "No Frills" account (which is like BSBDA), DC is supposed to be free. On other variants they may not reverse. No frills I had only taken for RuPay Amazon offer (12 credit and 12 debit txns per year) but that account has charges if txns exceed certain...

UCO Bank requires debit card to sign up so I guess one physical DC (FYF) required (in my "No Frills" UCO savings account at least, charges taken were reversed by the bank) upon request. But I couldn't activate virtual one as I didn't know then that we need to escalate to turn on ecom txns on it

No the MAB is too high for these banks. I have enough RuPay Platinum DCs from other smaller banks where the MAB is not high (Abhyudaya Bank, New India Bank, TJSB, BOB virtual - where maintaining just 2K or 5K is enough or some even 0 balance)

Made a list of some savings accounts which gives RuPay Platinum FREE with certain balance maintained: - Union Bank SB Premium Variant 1 SBPRE (Needs 15K balance maintained for free RuPay Platinum DC) - Canara SB Select (Needs 25K for free RuPay Platinum DC) - Indian Bank SB Platinum (25K for...

What about Standard Chartered Smart CC? Does it give 1% or 2% on Govt spends?

Yep this is useful if you've got balance trapped in PayZapp. Just used it at a medical store to tap-to-pay payments to buy medicines for a friend.

Total cashback won which is shown when one taps the pink tiny cashback button in CRED. I am curious to know if CRED's algorithm gives these CBs on sending money/scan and pay to those accounts which haven't already got loads of CB in the past or whether it's also for old accounts