Recent content by Aman

Thanks man! This is exactly what it was reflecting in my CIBIL report.

In that case, I'll wait for sometime. I was told credit limit of 80% of the card will be approved while applying on C2C basis.

I applied for HDFC Millennia CC via C2C using my Axis CC having 1.5 Lakhs credit limit. All was smooth, even got the message that your application has been approved in primary checks. However, my application was later declined for reasons not known. I have a Preferred tier account with HDFC Bank...

Yeah I agree. But since it dropped for no apparent reason, I was skeptical. Yes. No payments missing or outstanding at all. Thanks anyways!

Axis Bank

Hello Everyone! My CIBIL Score was 769 when I last checked. After 10-12 days, yesterday I checked & refreshed my report & my score fell to 760. The only notable difference I could see was - earlier my credit utilization was 0% & now its at 2%. On further checking, my CC report shows Current...

I’m 25. Unable to understand RBL

Hi. Got the Edition card invite as well. But as with many people, on applying it was rejected immediately for no apparent reason. I have a good CIBIL score, still it got rejected. I assume RBL is overwhelmed with the response & is not able to process the applications. IDK just an assumption...

I had applied for Airtel Axis Bank CC from Airtel Thanks App. Got done with all formalities & later got the approval msg & 50k credit limit as well. However, it has been 1.5 months but the card is not dispatched. On contacting the customer support, I was told your card is issued and will be...

I applied for Airtel Axis Bank CC via Airtel Thanks app. Got done with all the formalities & KYC. My application was approved in 1 day with 50K limit. Even got the approval msg saying.. "Welcome to Axis Bank Credit Cards. Congratulations your application is approved. Card details to follow...

Hi. I am getting an Axis Credit Card, but I am confused if I should go for Airtel Axis CC or Axis Ace CC. Which is the one to go with or is there any other Axis CC to consider?

Update: I enquired at my branch, the CC rep told me that HDFC issues CC against FD but the starting FD amount is 1 Lakh upwards. Seems high to me as I am not willing to block 1 Lakh or so in FD. I have not yet gotten a pre-approved offer & I want to get a CC issued. I asked if I can get a CC by...

Thank you for prompt response. I'll take it up with my RM. I am from Mumbai so no issues on that front. What amount of FD should suffice for Millennia CC?

I have healthy balance maintained in my account but I haven't yet gotten the pre-approved card intimation. My relation with HDFC is of 8-9 months. Is there something I can do so I can get a pre-approved unsecured CC? I know that if issuing against FD we do not need to meet any criteria, I...

Hello Experts & Members! I wanted some guidance regarding applying CC against FD. I am a Preferred Tier HDFC Account Holder. I am aiming to get a Millennia CC (at least) against FD. Can you help me with what amount FD I should make with the bank or for what amount should I settle? As I checked...