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Recent content by 0xShailesh

  1. 0xShailesh

    Is this true about Amex?

    Hi, I have a gold charge card and a plat travel card under my name. I want to issue a supplementary card for my family member, who wants to use it for their own business. When i contacted Amex through call and chat, i was told there are no restrictions in using personal cards for business...
  2. 0xShailesh

    Suggestion for amex redemption

    So how would that work? Do I need to buy some vouchers or something? I'm new to amex.
  3. 0xShailesh

    Suggestion for amex redemption

    Hey Guys, I have some MR points accumulated. Is there any way for me to redeem them for a 4 person dinner at any of the 5 star hotels in Kolkata? Such as Royal Bengal, JW etc.. I know statement credit is an option, but that gives a bad return on every MR. Thanks for the help.
  4. 0xShailesh

    Indus application help

    I want ro get an indusind CC. They have rejected my application many times in the past when applied online. In 3 days, it's going to be 3 months since last rejection. Is there a way to apply C2C? I have a 8 month old Amex. Do you know any agent or a bank employee who can help?
  5. 0xShailesh

    Shoutout to the Amex God!

    For plat travel, itr. For gold charge, nothing. Not even a cibil enquiry. (I'm glad, since mobikwik zip mistakenly reported a late payment in my cibil)
  6. 0xShailesh

    Shoutout to the Amex God!

    I have always wanted to hold an Amex card. But for some weird reason my application was getting declined. 5 declination, and I couldn't find out what was wrong. Until someone on technofino referred me to @BestBanker I applied, filled in what he suggested and boom Amex Platinum Travel was...
  7. 0xShailesh

    Mobikwik ZIP destroyed my CIBIL

    Will wait for them, and close this ZIP account permanently. Thanks for the reply.
  8. 0xShailesh

    Mobikwik ZIP destroyed my CIBIL

    Today i found out that Mobikwik Zip and Hero Fincorp has reported a late payment and overdue amount of INR 269 on my CIBIL report. I have joined mobikwik in december 2023 and only 2 bills are generated as of now. Both the bills are paid 4 days and 1 day before the due date and in full. What...
  9. 0xShailesh

    Not able to get Amex credit card

    I was rejected multiple times, when I tried applying for smart earn, mrcc and plat travel. But was able to get plat travel approved, a few days after rejection with the help of @BestBanker. From what I know He works at amex. You may check with him..
  10. 0xShailesh

    How can I get federal credit card

    It's more of a hobby thing, than value extraction tbh. But federal banks has few offers here and there..
  11. 0xShailesh

    How can I get federal credit card

    Hi, Whenever I try to apply for a federal credit card I get a message stating No offer available. I hold a jupiter federal account as well. I hold cards from amex, sbi, axis, icici and a few more. With good cibil and 0 payment delay. Can someone suggest me what to do? Do I have to apply...
  12. 0xShailesh

    Postpe (Innofin) closed loan issues NOC but still showing active on all credit scores

    Both cibil or Experian or just one? For me, it shows closed account in cibil. But still active in Experian.
  13. 0xShailesh

    Postpe (Innofin) closed loan issues NOC but still showing active on all credit scores

    Yes. I don't know how many times I've sent them this report previously.
  14. 0xShailesh

    Postpe (Innofin) closed loan issues NOC but still showing active on all credit scores

    Same case here. After multiple emails they closed my innofin account on cibil, but the Experian is still active. Today marks 1 year of my postpe account being closed. Sent emails to lendenclub, let's see if they are willing to fix this.
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