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  1. 0xShailesh

    Missed a payment on Gold Charge Card

    according to amex, gold card's bill needs to be paid in full. there is no minimum due amount for it.
  2. 0xShailesh

    Missed a payment on Gold Charge Card

    So i made a partial payment on my gold charge card. I though i paid in full, but did not. A relative passed away, was not in the right state of mind. Got to know about this roughly after new statement generation. Amex blocked both my cards due to non-payment. Which was later activated...
  3. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    actually, from what i understand the RBI rules states the compensation stuff is to be done between the company and the individual. Only if the company denies to compensate, one needs to file a complaint with RBIO. But i'm too dumb, let me double check..
  4. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    No, i have sent them probably around 100 emails since 17th feb.
  5. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    i want to, but from what i've seen there a compensation mechanism for INR 100 every day until the issue is fixed. So i didn't rush too much.
  6. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    so what are my options, from my point of view i didn't have any control over both of them..
  7. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    already did, crif came back stating the bank said no change is required. Experian came back stating i need to contact the bank. Multiple emails sent to Mobikwik and Herofincop. They even acknowleded the incorrect late payment and overdue 4 months ago. But still didn't remove it from CRIF and...
  8. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    By calling, and providing a random number i want to spend.
  9. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    Hey guys, Namaste. So basically, i got my amex plat travel last year in august. And gold charge 4 months ago. Amex increased my credit limit of plat travel intially from INR 99,000 to INR 1,49,000 after 6 months when i called them. Gold charge card had a shadow limit of around 8L. Now...
  10. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    yes. will, for now sbi card is investigating.
  11. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    No, this is not the only reason, the dishes after cleaning forms a white residue, which doesn't even get off with a metal scotchbrite scrubber. 3 services from Lloyd done, no improvements. I mean, what's the point of owning a dishwasher if i have to manually prewash and post wash the dishes...
  12. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    Actually flipkart on their product listing claimed it can intensively clean dirty kadhai. I shot a video, as it doesn't really does that even after 3 services. So what flipkart claimed on their listing was incorrect.
  13. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    UPDATE ----------- The PNO still didn't want to raise a chargeback despite valid proofs stating the system is not allowing her to and gave a written confirmation for the same. As a last beam of hope i sent a mail to just chargeback@sbicard.com and the Dispute was raised within 30 minutes of...
  14. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    So basically i bought a dishwasher on flipkart. After a few days, the dishwasher stopped cleaning the dishes. Contacted lloyd for support, after 3 services, the problem still exists, and despite multiple emails Lloyd went silent. I approached SBI card to file a chargeback since the merchant...
  15. 0xShailesh

    Is this true about Amex?

    Hi, I have a gold charge card and a plat travel card under my name. I want to issue a supplementary card for my family member, who wants to use it for their own business. When i contacted Amex through call and chat, i was told there are no restrictions in using personal cards for business...
  16. 0xShailesh

    Suggestion for amex redemption

    So how would that work? Do I need to buy some vouchers or something? I'm new to amex.
  17. 0xShailesh

    Suggestion for amex redemption

    Hey Guys, I have some MR points accumulated. Is there any way for me to redeem them for a 4 person dinner at any of the 5 star hotels in Kolkata? Such as Royal Bengal, JW etc.. I know statement credit is an option, but that gives a bad return on every MR. Thanks for the help.
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