Best premium life time free credit card

[Andy1]

Which premium credit card is lifetime free and a must have card? Please advise.

 

[ChurningNoob]

IDFC Wealth

 

[Rahul Gupta]

Which premium credit card is lifetime free and a must have card? Please advise.

If you can maintain AQB of axis burgundy and then axis reserve and axis burgundy is the best you can get right now.

 

[V360]

If you can maintain AQB of axis burgundy and then axis reserve and axis burgundy is the best you can get right now.

Just curious - how much AQB gives AXIS Reserve LTF?

 

[Rahul Gupta]

Just curious - how much AQB gives AXIS Reserve LTF?

10 lakh in savings or 25/30 in fd. I don't remember for fd exactly.

Ignore my comment guys, i need to update my knowledge before replying to anyone.

 

[mastervisa]

10 lakh in savings or 25/30 in fd. I don't remember for fd exactly.

Do salaried people keep this kind of amount in FD 🤔 (business people might be)

 

[simal]

If you can maintain AQB of axis burgundy and then axis reserve and axis burgundy is the best you can get right now.

You mean by maintaining AQB, We can get Reserve for free (Annual fee will be waived off?)

 

[V360]

10 lakh in savings or 25/30 in fd. I don't remember for fd exactly.

None of this will give you an Axis Reserve LTF 🙂

 

[vaibhav111vaibhav111 is verified member.]

no super premium card would be unconditional lifetime free, the phrase "super premium" you can always request for LTF after years of spend that too in 10lakhs-20 lakhs then bank might give you FYF on second year onward but if bank give everyone super premium card on ltf then card will be devaluated and hence it won't a super premium card.

 

[V360]

no super premium card would be unconditional lifetime free, the phrase "super premium" you can always request for LTF after years of spend that too in 10lakhs-20 lakhs then bank might give you FYF on second year onward but if bank give everyone super premium card on ltf then card will be devaluated and hence it won't a super premium card.

Exactly

 

[Avijeet]

Reserve - at best FYF .... not LTF
Burgundy Private - Free till you maintain the banking relationship (Not LTF)

AFAIK
NRV for Burgundy Private is 3Cr. or 5Cr.

 

[Rahul Gupta]

None of this will give you an Axis Reserve LTF 🙂

You are correct just checked again this criteria is for axis burgundy credit card and not for axis reserve.

 

[bugmenot]

Premium/Super premium cards being LTF is contradictory. Real value is delivered in paid cards only. LTF/FYF is given based on your historic spends or banking relationship.

 

[R!ppEr]

the only "kind of" premium LTF card i see is IDFC Wealth with the lounge and spa accesses and BMS BOGO

 

[Walter White]

If you are an alumni of a premier institute, you do get Diners Black LTF.

 

[bugmenot]

Diners institute program

HDFC Bank | Diners Club

v.hdfcbank.com

If you are an alumni of a premier institute, you do get Diners Black LTF.

 

[TheBr0b]

in case still have a confusion you can check it https://comparecard.in/top-10-lifetime-free-credit-card-in-india-2023/

 

[amitt319]

Diners institute program

HDFC Bank | Diners Club

v.hdfcbank.com

Have tried reaching them since a year. Got no response! Any tip ?

 

[Walter White]

Have tried reaching them since a year. Got no response! Any tip ?

I mailed to PriorityRedressal.CreditCards@hdfcbank.com
Got the response in 2 days

 

[chiragpoddar]

If I want to get my institution added, is there any way?