Indian Bank Rupay Credit Card Experience and Issues.

[ankit ojha]

Experience: I applied Indian bank rupay credit card ( there was only two option 1. Rupay 2. Visa, option 1 go ahead) , limit 105k, received the card within 10 days (no verification only need to have a savings account ) .

issue: The card issued in RUPAY PLATINUM variant, I contacted customer care, they told, only high transaction accounts will be qualify for SELECT card and have to visit the branch and have to do request to bank manager for upgrade ( Mera branch rural area me hai, and the manager is really dumb and kharoos, he will not take any action I know, I didnt visit branch yet, beside i am out of station now)

Q. What should I do to upgrade it in rupay select credit card?

 

[Boy 07]

I got the rupay select in oct 24 I am able to use it for online purchased but it's being declined for UPI used did you face such issues???

 

[ankit ojha]

I got the rupay select in oct 24 I am able to use it for online purchased but it's being declined for UPI used did you face such issues???

No I am using it.

 

[Boy 07]

No I am using it.

Every time it's getting failed I have talked to customer care he told me to email I have mailed to but no response not able to understand what to do

 

[TheGuyTheGuy is verified member.]

Every time it's getting failed I have talked to customer care he told me to email I have mailed to but no response not able to understand what to do

Get better card like HDFC TNI or Kiwi Yes.

 

[Boy 07]

Get better card like HDFC TNI or Kiwi Yes.

I have all of above but I also got Indian bank credit card

 

[MC_007]

I got the rupay select in oct 24 I am able to use it for online purchased but it's being declined for UPI used did you face such issues???

Same issue with me also, I mailed to their nodal and pno also but not received any reply from them.

 

[MC_007]

No I am using it.

UPI is working for you?

 

[mohitcc]

How to apply for this credit card, online or offline?

 

[Boy 07]

UPI is working for you?

Any update regarding your upi payment

 

[Boy 07]

How to apply for this credit card, online or offline?

I applied online but now it Indian bank is not taking new application online

 

[roshan mothukuri]

I got the rupay select in oct 24 I am able to use it for online purchased but it's being declined for UPI used did you face such issues???

limit u got, process for approval???

 

[Boy 07]

limit u got, process for approval???

2.62L Online applied

 

[AlgoTrader]

any LTF indian bank CC?

 

[damn]

any LTF indian bank CC?

Probably not; they don't issue ltf as far as I know

 

[damn]

Any update regarding your upi payment

Just sharing for reference
Indian Bank, every few days, their system glitches out and resets upi, ie, disables it. You have to go to the credit card portal and disable and enable all options again. I have been facing this issue for a long time, where upi or other channels get disabled every few days; and right now this is the only solution.