Unable to add 4K via Uber / Swiggy / Zomato to Paytm

[Suno]

That's it. This is the end for wallet load using CC for me.

On paytm directly I'm being charged 4.65% on AMEX and 4.35% on all other cards.

Any solution ??

 

[Wealth is my birth right!]

My Paytm two wheeler fastag also blocked by Paytm in last week from further payments. 😆😆 I think I crossed 10k in a month 😐😐

Even u cross it won’t accept payment right it will return to source

 

[mojo_jojo123]

My account unblocked today and added Rs 4000 via Zomato. It was blocked since 3 months

was it auto unblocked or you contacted customer care of paytm ?

 

[ltf4ever]

did u load directly in paytm app via CC ?

yes, but never exceeded the 4k monthly side load limit, and also paid the 2.5% extra when loaded in app directly. so basically didnt abuse their system at all but still got blocked

 

[ltf4ever]

For me I started facing this issue after I loaded in paytm app directly via CC last month

dont know why they are blocking when we are paying cc load charges levied by paytm.

 

[Wealth is my birth right!]

dont know why they are blocking when we are paying cc load charges levied by paytm.

AI designed such a way not sure the flags

 

[mojo_jojo123]

AI designed such a way not sure the flags

LOL ... blocking even when paying charges

 

[Pavan]

Did you transfer the money from paytm wallet to bank account ?

 

[ltf4ever]

Did you transfer the money from paytm wallet to bank account ?

yes...but that's what they advertise themselves: send money to bank with NO charges!

 

[Deleted member 5552]

Even u cross it won’t accept payment right it will return to source

Yes, my last payment of Rs 465 failed and refunded
I loaded Rs 9905 successfully. Will Paytm unblock it or not?

 

[Deleted member 5552]

was it auto unblocked or you contacted customer care of paytm ?

I used a new card today and transaction is successful. I didn't contact Paytm, also I didn't load any rupee in Paytm wallet in last two months

 

[zealot]

That's it. This is the end for wallet load using CC for me.

On paytm directly I'm being charged 4.65% on AMEX and 4.35% on all other cards.

Any solution ??

If you load fund from CC and transfer to your bank account. They will flag your your account. For Fixing do not load with CC, Load via DC and pay some bills or just leave the wallet alone. It will take exactly 4 Calendar months including current month.

 

[Pavan]

yes...but that's what they advertise themselves: send money to bank with NO charges!

That's why they have flagged you

 

[Wealth is my birth right!]

Yes, my last payment of Rs 465 failed and refunded
I loaded Rs 9905 successfully. Will Paytm unblock it or not?

Never load in a month till 9900 it will save the tag

 

[mojo_jojo123]

If you load fund from CC and transfer to your bank account. They will flag your your account. For Fixing do not load with CC, Load via DC and pay some bills or just leave the wallet alone. It will take exactly 4 Calendar months including current month.

I have paid CC bill using the money loaded from CC

 

[pxg]

Paytm Payments Bank || Rates And Charges

Base charge right now is 2.35%/2.65% (AmEx)
When you transfer more than 5k per month to bank, there is 2% surcharge (therefore total = 4.35%) and they also block you from adding the free 4k per month.

2 months ago, I transferred 29k to bank (25k at 1.35% after cashback, 4k free) and got blocked from free load (and have 2% surcharge) but I wanted to max out my Millenia CC so the credit utilization doesn't mess up later on. Should have paid CC bill directly instead of transferring to bank but I also wanted the 400rs from my Millenia DC.

 

[satviksehgal]

Paytm Payments Bank || Rates And Charges

Base charge right now is 2.35%/2.65% (AmEx)
When you transfer more than 5k per month to bank, there is 2% surcharge (therefore total = 4.35%) and they also block you from adding the free 4k per month.

2 months ago, I transferred 29k to bank (25k at 1.35% after cashback, 4k free) and got blocked from free load (and have 2% surcharge) but I wanted to max out my Millenia CC so the credit utilization doesn't mess up later on. Should have paid CC bill directly instead of transferring to bank but I also wanted the 400rs from my Millenia DC.

you are right, same thing has happened with 2 of my Paytm accounts in the family.

will have to pay 4.35% this month to load wallets, will get some 2% as cashback. can't load 4K via Zomato, Uber now.

Next month onwards, will not be sending this money back to bank account but will pay cc bill only.

I don't understand reason behind this when users are paying charges, Mobikwik is actually better in all this, pay them their share and they are cool about things. but over all their charges are higher than Paytm.

 

[coinhunter]

you are right, same thing has happened with 2 of my Paytm accounts in the family.

will have to pay 4.35% this month to load wallets, will get some 2% as cashback. can't load 4K via Zomato, Uber now.

Next month onwards, will not be sending this money back to bank account but will pay cc bill only.

I don't understand reason behind this when users are paying charges, Mobikwik is actually better in all this, pay them their share and they are cool about things. but over all their charges are higher than Paytm.

In my case, I transferred from my PayTM wallet to PayTM Bank, and it still works. I think the account gets flagged if you transfer to other banks aside from PayTM Bank.

 

[coinhunter]

Hopefully that multiple 4k parallel in same time users got ban it seems
I loaded 15k directly today with 2.35% alongside my zomato free load 4k
Had a cc bill for around 20k which I settled

I can't manage to do the 4k parallel loading method.

How did you load 15k directly? Straight up from PayTM itself or via Uber/Zomato way?

 

[Wealth is my birth right!]

I can't manage to do the 4k parallel loading method.

How did you load 15k directly? Straight up from PayTM itself or via Uber/Zomato way?

Straight with charges
Indirect 3rd party apps max 4k in a month
Yesterday also wanted some funds so loaded again with charges
See attached ss

 

[Pavan]

In my case, I transferred from my PayTM wallet to PayTM Bank, and it still works. I think the account gets flagged if you transfer to other banks aside from PayTM Bank.

No even paytm payments bank they will flag any bank account they will