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Apay card on insurance payment

No. Long back they stopped giving 2%(with Amazon pay) on insurance payment.
Now they will charge 1% for utility payment with this card.
Any clue?
 

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Does it still provide 1% on insurance payment except amazon pay coz amazon pay is charging convenience fees? If i pay on third party wil i get 1 % on amazon pay?
Anyone? I have icici prudential insurance renewal and amazon is charging convenience fees, so thinking of paying through i mobile app which does not charge convenience, so will it provide 1% cashback?
 
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