Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[raghu.rokda]

Raghu sir, did you understand what FASAK means in this context??

What 🪓 does to its coustomers is:

it just swipes its 🪓 at cusotmer without any notice and all of a sudden with ONLY ONE Big Swipe , it kills the customers.. that is how I see it..
that is why I call it FASAK by 🪓

FASAK FASAK Ohh Fasak Fasak

It Can be used to create a new bollywood song..

And should be sing by great singer Anu Malik ji..😂

 

[SSV]

FASAK FASAK Ohh Fasak Fasak

It Can be used to create a new bollywood song..

And should be sing by great singer Anu Malik ji..😂

just type in "FASAK original dialouge" or (something like that) in youtube, there are already many vidoes there.. Enjoy !!

 

[raghu.rokda]

just type in "FASAK original dialouge" or (something like that) in youtube, there are already many vidoes there.. Enjoy !!

I already created Lyrics for Anu Malik ji…

Meri fasakiyan, fasakiyan , meri fasakiyan
Mujhko bhawe fasakiyan , meri fasakiyan
Meri fasakiyan, fasakiyan , meri fasakiyan
Yun hi tadpawe fasakiyan , meri fasakiyan

 

[Abhishek012]

First time received a coupon. Went to a Bajaj showroom to buy a laptop for a friend. Bought the laptop at a negotiated price. They showed all payment options. I chose this approach. The payment option is to open Amazon pay, select their store in the drop-down, enter the product serial number, pay with a debit card, and get 1500 CB and a store discount. They asked to enter the negotiated amount while paying.

Yeh toh UPI se he easily mil jata hai, itna sab karne ki kya jarurt tha.

 

[Abhishek012]

I will also close the account once weekend CB is credited for last month

Who will do genuine spend via this account when you have Rupay CCs🤷

Bhai Quarter 60k wala toh UPI se kiya karna, acc na close karo.

 

[telescope]

Fyi I was charged around 4k in 1 year span for not maintaining min balance

4000-750=3250 still i need to steal from axis

4000÷750=5.33
So, you lost 4,000 in order to earn 750.

Now, if you try to recover 3,250 from 🪓, you might end up losing 3250*5.33=17,333

 

[varun__goel_]

Bhai Quarter 60k wala toh UPI se kiya karna, acc na close karo.

Uske bhi L lag gye🤣

 

[raghu.rokda]

4000÷750=5.33
So, you lost 4,000 in order to earn 750.

Now, if you try to recover 3,250 from 🪓, you might end up losing 3250*5.33=17,333

Telescope becomes Methoscope

 

[Abhishek012]

Uske bhi L lag gye🤣

Hua kya ?

 

[RichieRich]

If i do credit card payment using mobikwik with axis liberty debit card, will it count in 60k spends ?

 

[Abhishek012]

If i do credit card payment using mobikwik with axis liberty debit card, will it count in 60k spends ?

Use UPI payment na.

 

[TheTrickySid]

Use UPI payment na.

I used UPI payment still didn't get the voucher

 

[varun__goel_]

Hua kya ?

Exclusions krdi upi par bhi inhine internally

Aur customers ko notify nhi kia

 

[BMR]

@VISHESH_BANSAL Bro, my citibank was migrated to Liberty account last month. I started reading your thread but it's since 2022 with 292 pages and a lot may have changed with axis. I had 2 quick questions. Would really appreciate if you can help answer them for me :

1) If I make credit card payment using cred / other apps, will it count in 60K transaction ?
2) Should I use liberty debit card or UPI when paying credit card bills ? And any preferred app you recommend ?
3) For the weekend offer, which is the best way to spend online?

Thanks a ton.

 

[telescope]

@VISHESH_BANSAL Bro, my citibank was migrated to Liberty account last month. I started reading your thread but it's since 2022 with 292 pages and a lot may have changed with axis. I had 2 quick questions. Would really appreciate if you can help answer them for me :

1) If I make credit card payment using cred / other apps, will it count in 60K transaction ?
2) Should I use liberty debit card or UPI when paying credit card bills ? And any preferred app you recommend ?
3) For the weekend offer, which is the best way to spend online?

Thanks a ton.

No. Pay with UPI at jio finance instead of paying by dc.

UPI. Jio finance

Weekend offer can't comment. Because I did some shopping on amazon but got nothing.

 

[Deleted member 2540]

1) If I make credit card payment using cred / other apps, will it count in 60K transaction ?
2) Should I use liberty debit card or UPI when paying credit card bills ? And any preferred app you recommend ?

Use Jio Finanace with DC as of today.

3) For the weekend offer, which is the best way to spend online?

Thanks a ton.

It is simple Spend on FOOD, ENTERTAINMENT, SHOPPING and TRAVEL Merchants

If you can not spend at these merchants then Ignore this weekend Cashback

 

[Abhishek012]

I used UPI payment still didn't get the voucher

Kaha payment kiye the woh bhi matter karta hai.

 

[ahtsham]

I have opened this Axis Liberty account to get preapproved offers from Axis.
So, how much minimum should be maintained to get preapproved offer. And after how many months can I expect such offer?

 

[Badshah]

I have opened this Axis Liberty account to get preapproved offers from Axis.
So, how much minimum should be maintained to get preapproved offer. And after how many months can I expect such offer?

More than 30k for minimum 6 months

 

[ahtsham]

Heard that Axis has changed some MCC recently for 750 gv. Credit card payment through Cred using upi count for 60k spend?
Any other apps whose transactions are being counted right now?