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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
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1.Does Amazon wallet loading, fund addition to zerodha /groww considered for spent base AMB waiver?
Ask Axis Directly over E-Mail, otherwise you will Blame people here in next Quarter that you have not received Vouchers for these Namesake Merchant Payments 🤣

All other shall also stop asking same Question again and Again.

Directly Approach Axis over E-Mail. No one Can Give Confirmation for these NameSake Spends and even if someone give Confirmation then People will Blame that someone in future. So Directly Approach Axis to confirm eligibility of these name sake Merchant Payments.


2.Does is mandatory to carry UPI transaction via axis mobile app for merchant payments or can we use other apps like credit,payzapp,Navi etc....
Nothing like that. You can use any Application
 
Last quarter loaded Kotak 811 & Zerodha. Didn't receive the voucher. Any other avenue for P2M txns?
Ask Axis Directly over E-Mail, otherwise you will Blame people here in next Quarter that you have not received Vouchers for these Namesake Merchant Payments 🤣

All other shall also stop asking same Question again and Again.

Directly Approach Axis over E-Mail. No one Can Give Confirmation for these NameSake Spends and even if someone give Confirmation then People will Blame that someone in future. So Directly Approach Axis to confirm eligibility of these name sake Merchant Payments.



Nothing like that. You can use any Application
Here is your answer


Best option:- close account😀
 
oscar yahi du ya @VISHESH_BANSAL se loge?
Hello Sir @doraemon

Long time no Sea !!

Checking In How Are You GIF
 
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