ICICI Credit Card ICICI CC UPGRADE PRE APPROVALS

[SSV]

No... I will keep Amazon Pay for sure and Rupay most probably

Apay must to keep. . rupay let it go

 

[Dexter_011]

I am getting these offers from past few months.
I currently hold Amazon Pay card (18 months old) and Coral Rupay (8 months old), no other relationship with ICICI.

 

[PrinceHeart]

This is what my imobile pay app is showing.. where to see for upgrade ?





Then i click on "cards & forex" on dashboard, and this is showing.

 

[rushitbvm]

Post offer screenshot here.....

 

[rushitbvm]

Do you see the same on iMobile as well as Net Banking?

Yes same in both

 

[ccgeek07]

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Is this under pre-approved section?

how many ICICI credit cards previously?

 

[ARV]

This could be it. I also have more than three cards and i didn't receive LTF offer. Anyone with more than 3 cards and got LTF offer?

I had 3 cards, APAY, Coral Rupay & Platinum. Got LTF Rubix

 

[Rahul Gupta]

This is what my imobile pay app is showing.. where to see for upgrade ?

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Then i click on "cards & forex" on dashboard, and this is showing.

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You should see a upgrade option under cards and forex below your card numbers.

 

[Shroud]

1-2days after delivery and card activation. I also thought at first that my friend got a seperate limit. It would be great to get a separate limit in my opinion.

But it has already been more than 5-6 days. IMO, it won't be great as I don't want unnecessary high debt exposure in my Cibil.

 

[Rahul Gupta]

But it has already been more than 5-6 days. IMO, it won't be great as I don't want unnecessary high debt exposure in my Cibil.

Hmm did u activate your card already? Btw how many card you had before taking this ltf offer?

 

[panu24]

This is what my imobile pay app is showing.. where to see for upgrade ?

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Then i click on "cards & forex" on dashboard, and this is showing.

Click on Pre-approved Loans/Offers. There search "Pre-Approved Credit Card Upgrade" option.

 

[PrinceHeart]

You should see a upgrade option(below your card numbers) under cards and forex.

Got 4 cc, i click 1 by 1, no upgrade card option showing. So guess today's upgrade fiesta is not for me 😅

I had the "upgrade card" button showing few months back on my normal emeralde, when i click on it, it was showing the same normal emeralde for upgrade.

I thought that was some app error, which is gone now.

 

[HumorSimpson]

The guys who are getting these upgrade offers, are you ICICI salary account holders?
Can you pls elaborate a little bit on your relationship with ICICI.. thanks..
Want to get some analysis done for the greater cause to the community. Thanks again

I don't have salary account now. Closed it a decade ago.

Apart from apay I have no relationship with ICICI. 9L CL, usage is once in a blue moon and cumulative spends are hardly 5k in a year. CIBIL 790+.APAY credit history 5 years. Overall credit history 10+ years

Upgrades offered are paid emerald visa and some MMTs. Both are MDCs.

 

[Shroud]

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Okay, so it's your first ICICI credit card...... Go for dual variant.....

 

[D7162]

My wife's imobile app shows Rubyx as LTF and netbanking its showing as paid upgrade

 

[Shroud]

Hmm did u activate your card already? Btw how many card you had before taking this ltf offer?

Haven't activated amex version yet. Had 2 cards previously...

 

[ccgeek07]

My wife's imobile app shows Rubyx as LTF and netbanking its showing as paid upgrade

Yeah, noticed this. That's why asked some other persons reg iMobile and NetBanking.

 

[Rahul Gupta]

Haven't activated amex version yet. Had 2 cards previously...

Activate both then do first transaction and let it settle. Then check and let me know.

 

[Shroud]

Activate both and do first transaction and let it settle. Then check and let me know.

Okay. . 👍🏻

 

[prateekm03]

I doubt if people who're already holding more than 3 ICICI Credit Cards are getting this Pre-approved LTF cards. Someone who received this offer can confirm.

@SSV @SAS @ARV @Rishabh

I hold 4, getting only paid emerald, manchaster and hpcl supersaver