HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[VISHESH_BANSAL]

Nam me kya rakha hai 😎😁😂

Rakha hai bhai.

Mera first Card issue hua thha toh HDFC ne mera sirf first Name Print karke bhejha.

Mne Complaint daal di, 590 kis chiz ke liye hai phir ?🤣

Personalized Card kis ko bolte hai🤣

2 din tak BM bhi Soch m thha yeh Card m Full Name kaise Print nhi hua🤣

Merko phir charges reversed kar diye aur new Card bhej diya.

 

[doraemon]

I know that but before opening the package?

Yeah that's issue

Paytm Mastercard accept nhi karta.
Mobikwik 0.5% charge leta hai.

Other Websites bhi discrimination karne lag gayi toh😂

Are haan ruko ,

Ye 0.5 nahi laga Mera mujhe yaad aaya parso hi Maine card se 20k load Kiya walet mai mobi ke koi charge nahi laga

 

[doraemon]

Yeah that's issue

Are haan ruko ,

Ye 0.5 nahi laga Mera mujhe yaad aaya parso hi Maine card se 20k load Kiya walet mai mobi ke koi charge nahi laga

Card number 5260 se hai

 

[VISHESH_BANSAL]

Yeah that's issue

Are haan ruko ,

Ye 0.5 nahi laga Mera mujhe yaad aaya parso hi Maine card se 20k load Kiya walet mai mobi ke koi charge nahi laga

Card number 5260 se hai

CC Bill Pay karne pe 0.5% leta hai.

Wallet Load pe bhi jald lene lagega abb tum maidan m jo utar gaye ho MASTER Card leke🤣

 

[doraemon]

CC Bill Pay karne pe 0.5% leta hai.

Wallet Load pe bhi jald lene lagega abb tum maidan m jo utar gaye ho MASTER Card leke🤣

Maidaan kya Bhai bas 40k ki to baat hai

Mobi Hara bhara rahe bas

 

[Abhi5467]

That's why I shifted to Easyshop Platinum DC. I received 1% CB points from CC bill payment choosing DC as payment option in netbanking. Since Paytm is gone, it's very hard to get it using Millennia DC.

 

[Strange]

Paytm Mastercard accept nhi karta.
Mobikwik 0.5% charge leta hai.

Other Websites bhi discrimination karne lag gayi toh😂

And VISA Signature offers.

Mastercard ke ban ke baad uska value hi nahi Raha 🤣

 

[doraemon]

That's why I shifted to Easyshop Platinum DC. I received 1% CB points from CC bill payment choosing DC as payment option in netbanking. Since Paytm is gone, it's very hard to get it using Millennia DC.

Hey bro
One question

Suppose I did payment to 4900 mcc using esp card will I get gems?

 

[Strange]

That's why I shifted to Easyshop Platinum DC. I received 1% CB points from CC bill payment choosing DC as payment option in netbanking. Since Paytm is gone, it's very hard to get it using Millennia DC.

Many wallets are working fine for Millennia DC. 🤣

 

[doraemon]

And VISA Signature offers.

Mastercard ke ban ke baad uska value hi nahi Raha 🤣

This is my second master after airtel

 

[doraemon]

Many wallets are working fine for Millennia DC. 🤣

Name a few apart form known ones
Not shady ones

 

[Strange]

Name a few apart form known ones
Not shady ones

Mobikwik, Amazon Pay, Omni Card, Slice etc.

All have wallet MCC regardless of merchant name.

@VISHESH_BANSAL

 

[Abhi5467]

Many wallets are working fine for Millennia DC. 🤣

Capping 400 hai bro. Easyshop Platinum 750. Also redemption time is less in Platinum 2 days and with Millennia is 90-120 days.
P.S : I squeezed 400 pm by loading Paytm till it lasted😁

 

[Abhi5467]

Hey bro
One question

Suppose I did payment to 4900 mcc using esp card will I get gems?

You can't pay HDFC CC bill in HDFC. Can pay CC bills of other banks and select ESP DC as payment option. You will receive 1% as points which you can redeem after accumulation of 250 points against ₹250 in account.

 

[doraemon]

You can't pay HDFC CC bill in HDFC. Can pay CC bills of other banks and select ESP DC as payment option. You will receive 1% as points which you can redeem after accumulation of 250 points against ₹250 in account.

My plan was to load Bajaj wallet as it has utility mcc

 

[doraemon]

Guys jio add money ka Mcc pata hai kisiko
@VISHESH_BANSAL

 

[doraemon]

Guys jio add money ka Mcc pata hai kisiko
@VISHESH_BANSAL

One suggestion make a mcc thread so that leader ko baat baat pe tang na karna pde

 

[Kumar93196]

Cc bill payment via millenia dc using payzapp fetches how much %cb??

 

[ashwink]

1 .

Cc bill payment via millenia dc using payzapp fetches how much %cb??

.

 

[VISHESH_BANSAL]

1 .

.

Cc bill payment via millenia dc using payzapp fetches how much %cb??

Z E R 0