• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Bank Liberty Savings Account Benefits

Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
PTM*PAYTM WALLET 10K

PAYU PAYMENTS PV. 10K

INDUSIND BANK 20K

@doraemon

Recieved points 300

I don't know what calculation has HDFC done?
Calculation check karo.

300 nhi 350 mile hoge, you have existing points Balance too, toh galti ho sakti hai calculation m.

Indusind Bank txn toh excluded hai.

Paytm Wallet 100
Livquick wala 250 as MCC is not wallet neither exlcuded😂

Aur Jan'24 ki txns hai na yeh ?

Agar 300 hi credit hue hai toh Ek baar Feb ya Dec ki txns bhi dekh lo, match ho jayega
 
Calculation check karo.

300 nhi 350 mile hoge, you have existing points Balance too, toh galti ho sakti hai calculation m.

Indusind Bank txn toh excluded hai.

Paytm Wallet 100
Livquick wala 250 as MCC is not wallet neither exlcuded😂

Aur Jan'24 ki txns hai na yeh ?

Agar 300 hi credit hue hai toh Ek baar Feb ya Dec ki txns bhi dekh lo, match ho jayega
Acha bhaiya agar kisike 399 Tak point aaye Maan lo kisi mahine mai to
Wo customer care se redeem ho jayeng....want to know any way if available for redeem
Ya nuksaan record karna padega?
 
i had upgraded my ac from easy access to Liberty via branch in the month of feb 2024 but the problem is i have already hold online rewards debit card so when i click upgrade debit card option axis m banking there is no Liberty card upgrade option ..anyone can tell me how can i get Liberty card i talked to cc but some girls doesn't have brain they told after 1 month u will get Liberty card upgrade option but till now not showing... my scheme code changed SBLBR already
 
Liberty card not showing only value plus secure plus online rewards visa mastercard showing upgrade option..i talked to branch but in their system same card showing without Liberty..can anyone here upgraded ac from easy access to Liberty share plz how to get Liberty card in upgrade ac
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Back
Top