Credit card for low cibil score (650)

[joy4mo]

Get fd backed card & after activation sit tight.
If u have Burgundy! Get Axis cc via fd .
Wait for cibil to go 750+ .. then flood gates open for you to collect perls .
Till then enjoy without applying any cc & avoid opening pandora box of Cibil hit unnecessary.

Bcz no matter what u do with 650 u aren't getting anything other than rejection

I have a very similar issue where my CIBIL score is ~670 due to 22 missed payments on my last Citi CC. I have an HDFC Imperia Account and I do not have any active CC. Can you suggest if this FD backed option is also there in HDFC or any other bank CC I can get with this CIBIL score?

 

[VasukiVasuki is verified member.]

I have a very similar issue where my CIBIL score is ~670 due to 22 missed payments on my last Citi CC. I have an HDFC Imperia Account and I do not have any active CC. Can you suggest if this FD backed option is also there in HDFC or any other bank CC I can get with this CIBIL score?

Icici fd card

Hdfc won't give u

U can get IDFC WOW TOO
KOTAK MAHINDRA TOO

I WOULD SAY SINCE U R IMPERIA & 22 MISSED PAYMENT

GET 3 FD BASED CARD ( 3 PAYMENT PER MONTH WOULD TAKE 22 MISSED PAYMENT RATIO MORE AGGRESSIVE THAN 1 GOOD PAYMENT PER MONTH )

IN ICICI - GOOD FD 50K or more

120K RECOMMENDED

KOTAK - 10K

IDFc - 5-10k ..

 

[joy4mo]

@Vasuki to my luck the Kotak bank option is now not available…is there any other fd backed credit card you would recommend?

 

[VasukiVasuki is verified member.]

@Vasuki to my luck the Kotak bank option is now not available…is there any other fd backed credit card you would recommend?

Already answered ..
How much is your budget for fd and how much u can hold it