Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[Deleted member 2540]

Koi batayega kya karna hai is baar? Don't want to take any risk by loading money into p2p lending apps or groww app.

Account Close 🤣

 

[iamabhisekagar]

Koi batayega kya karna hai is baar? Don't want to take any risk by loading money into p2p lending apps or groww app.

Mera bhi debit card nhi h ab...mujhe bhi jaanna h...🤔

 

[messypenguin]

Koi batayega kya karna hai is baar? Don't want to take any risk by loading money into p2p lending apps or groww app.

doesn't seem like any other options are left out other than genuine spends, but even with genuine spends the list of exclusions are too long and wide. good luck.

 

[Anil_SinghAnil_Singh is verified member.]

Account Close 🤣

Bro, agar loan account na hota to sach me ye option consider karta. 250 per month ke liye itna na sochta. I just want 0 balance account till my loan is finished. 750 na aaye parwah nahi. Isse zyada to HDFC bank deta hai bro Airtel/Amazon par load karne par.

 

[messypenguin]

Bro, agar loan account na hota to sach me ye option consider karta. 250 per month ke liye itna na sochta. I just want 0 balance account till my loan is finished. 750 na aaye parwah nahi. Isse zyada to HDFC bank deta hai bro Airtel/Amazon par load karne par.

Not possible to pay using third party apps? Is axis account mandatory?

 

[Anil_SinghAnil_Singh is verified member.]

doesn't seem like any other options are left out other than genuine spends, but even with genuine spends the list of exclusions are too long and wide. good luck.

Grab deals -> Amazon -> Apay Voucher. This should work. 10K, I can do this. But not another 15k. I don't have any shop where I can sell these vouchers.

 

[Anil_SinghAnil_Singh is verified member.]

Not possible to pay using third party apps? Is axis account mandatory?

Loan amount doesn't get pulled in Amazon/Gpay etc. Its auto-debit activated. Looks like I have to call cc and ask for a procedure to disable auto-debit. But still, emi amount doesn't get reflected via bbps also in other apps.

 

[messypenguin]

Loan amount doesn't get pulled in Amazon/Gpay etc. Its auto-debit activated. Looks like I have to call cc and ask for a procedure to disable auto-debit. But still, emi amount doesn't get reflected via bbps also in other apps.

I'm not sure about this variant of loan but on paytm and amazon there's an option to pay towards your loan account if you know the loan account number. Every loan must have an account number. Call or email CC and see if you can get hold of the account number.

 

[Anil_SinghAnil_Singh is verified member.]

I'm not sure about this variant of loan but on paytm and amazon there's an option to pay towards your loan account if you know the loan account number. Every loan must have an account number. Call or email CC and see if you can get hold of the account number.

 

[vasanth_ece]

Grab deals -> Amazon -> Apay Voucher. This should work. 10K, I can do this. But not another 15k. I don't have any shop where I can sell these vouchers.

But in Grab deals its saying limit is 5K per month per debit card? How do you buy 10K using Liberty debit card?

Payment Terms

• Amazon Gift Cards can be purchased via Axis Bank Debit & Credit Cards both.
• The maximum limit of a Debit/Credit Card is Rs.5,000/- per month.
• The maximum of 5 transactions can be done in a Month.
• The maximum limit of a gift card is Rs.5,000/- per transaction.

 

[Anil_SinghAnil_Singh is verified member.]

But in Grab deals its saying limit is 5K per month per debit card? How do you buy 10K using Liberty debit card?

Payment Terms

• Amazon Gift Cards can be purchased via Axis Bank Debit & Credit Cards both.
• The maximum limit of a Debit/Credit Card is Rs.5,000/- per month.
• The maximum of 5 transactions can be done in a Month.
• The maximum limit of a gift card is Rs.5,000/- per transaction.

I haven't done this before. @VISHESH_BANSAL Pls throw some light.

 

[Deleted member 2540]

But in Grab deals its saying limit is 5K per month per debit card? How do you buy 10K using Liberty debit card?

Payment Terms

• Amazon Gift Cards can be purchased via Axis Bank Debit & Credit Cards both.
• The maximum limit of a Debit/Credit Card is Rs.5,000/- per month.
• The maximum of 5 transactions can be done in a Month.
• The maximum limit of a gift card is Rs.5,000/- per trtransaction.

Amazon GC hi lena hai kahi se bhi le lo except wohoo.

Infact Amazon App se direct Purchase karo

Gyftr ke itne portals hai Offcial bhi aur third Party ya Banks ke tie up ke saath, kahi se bhi le lo.

 

[Anil_SinghAnil_Singh is verified member.]

Amazon GC hi lena hai kahi se bhi le lo except wohoo.

Infact Amazon App se direct Purchase karo

Gyftr ke itne portals hai Offcial bhi aur third Party ya Banks ke tie up ke saath, kahi se bhi le lo.

Weekends pe lenge to 5% milega na. Any trick to make it more than 5%?

 

[Deleted member 2540]

Weekends pe lenge to 5% milega na. Any trick to make it more than 5%?

Magicpin se le sakte ho.

Till Last Month Magicpin is giving extra 1% Cashback for Apay GV Purchases.

 

[vasanth_ece]

Magicpin se le sakte ho.

Till Last Month Magicpin is giving extra 1% Cashback for Apay GV Purchases.

But all wont get Card option on Magic pin for Amazon pay vouchers.

 

[shivamk]

Koi batayega kya karna hai is baar? Don't want to take any risk by loading money into p2p lending apps or groww app.

Koi tareeka Mila?

 

[Anil_SinghAnil_Singh is verified member.]

Koi tareeka Mila?

Saturday/Sunday -> Grab deals (debit card) -> Amazon -> Amazon voucher (10k) -> Justdial website -> Fastag recharge (1.65%)
15k ka kuch aur jugad lagana padega

 

[telescope]

Saturday/Sunday -> Grab deals (debit card) -> Amazon -> Amazon voucher (10k) -> Justdial website -> Fastag recharge (1.65%)
15k ka kuch aur jugad lagana padega

More details on just dial please

 

[Anil_SinghAnil_Singh is verified member.]

More details on just dial please

Visit justdial website -> login/signup -> pay -> fastag -> Amazon wallet (1.65% charges)

Weekend liberty DC offer - 5%, so still profit

 

[telescope]

Visit justdial website -> login/signup -> pay -> fastag -> Amazon wallet (1.65% charges)

Weekend liberty DC offer - 5%, so still profit

I don't have fastag