How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.



4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[ankurjpr]

Received a call today evening from +911168238701 (HDFC Bank TeleAssist as per Truecaller), and was informed that this card will be converted to LTF if I activate it and do a minimum 1 transaction before 5 January 2024, I recorded the call, and made sure to make her aware that I am recording the call and will raise this if the card is not converted to LTF.
37 days period is ending on 5th Jan 24.

Activating it, and will escalate if not converted to LTF.

Grievance team refused to convert LTF thrice in this 37 days period, when asked every 10 days, tried asking politely, and threatning to close other cards, but was not converted to LTF.

Update on this:

Even after a month, the card is still chargeable(confirmed from CC), I tried to go with the RM route, explained RM about the situation, who in-turn lodged a complaint for the same. The complaint was resolved by the 1st escalation level team saying the card was chargeable and will remain the same.

Using the same complaint number, I escalated to the grievance cell, who confirmed after 7 days that within 90 days the card will be converted to LTF.

 

[pprakash11]

Update on this:

Even after a month, the card is still chargeable(confirmed from CC), I tried to go with the RM route, explained RM about the situation, who in-turn lodged a complaint for the same. The complaint was resolved by the 1st escalation level team saying the card was chargeable and will remain the same.

Using the same complaint number, I escalated to the grievance cell, who confirmed after 7 days that within 90 days the card will be converted to LTF.

Same reply !!

 

[D₹V]

Same reply !!

March 10 ka wait kariye fir.

 

[pprakash11]

March 10 ka wait kariye fir.

Bilkul warna HDFC ke goliyon me goli marunga 🤩

 

[D₹V]

Bilkul warna HDFC ke goliyon me goli marunga 🤩

HDFC words pe khada utarta hai, don't worry 😂.

 

[pprakash11]

HDFC words pe khada utarta hai, don't worry 😂.

Mere saath toh kabhi nahi utra, lomdu HDFC.

 

[ankurjpr]

Same reply !!

Which is subject to Bank discretion.

Gadbad hai re baba, is line se palat denge.

 

[pprakash11]

Which is subject to Bank discretion.

Gadbad hai re baba, is line se palat denge.

No worries. Get ready with tools 🔥😂😂

 

[Viper1057]

30 days are after delivery or after card approval/generated? Because my application was approved and card generated by 9th jan but delivered few days later..

 

[D₹V]

30 days are after delivery or after card approval/generated? Because my application was approved and card generated by 9th jan but delivered few days later..

You will receive SMS with date mentioned

 

[Viper1057]

You will receive SMS with date mentioned

I got it but for multiple days with same message that card should be activated within 30days of issuance and I started to get it about a week later of delivery..

 

[pdoshi]

Only harm is 1 CIBIL hit.

Cibil hit kaise hoga can you explain?

 

[pprakash11]

Cibil hit kaise hoga can you explain?

Jaise hi application submit hoga

 

[D₹V]

Cibil hit kaise hoga can you explain?

Aapko hit nhi hoga, sar window ke bahar rakhoge to bhi chalega.

Bas CIBIL me enquiry lagega 💀

 

[Viper1057]

Jaise hi application submit hoga

Nahi, jese hi mobile number aur date of birth dalke next kroge vese hi 🤣🤣

 

[varun__goel_]

Cibil hit kaise hoga can you explain?

 

[Tensor]

Applying new cards is like:

 

[pdoshi]

🤣🤣 u r funny guys

 

[Strange]

🤣🤣 u r funny guys

You are enjoying this as you are our Padoshi (Neighbour). 🤣
/s

 

[pdoshi]

Can I follow this same trick on Axis cards? M getting upgrade offer to Magnus( which I know has been heavily devalued and of less use) ...please everybody post their valuable thought..not afraid of cibil hit