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You won't be charged for any DC.Hey, I have been upgraded to Preferred Banking. I currently have Millenia DC, which is more useful for me as I don't have high CC payments. What I want to know is will I be charged for Millenia DC even in preffered or will have to upgrade to Platinum?
No update. Same policy. You won't be charged if you're preferred.Any updates on this?
I have small doubt- is it only for the platinum card or for all debit card?(millennia in mycase)No update. Same policy. You won't be charged if you're preferred.
they advertise that HDFC Bank Preferred Platinum Chip Debit Card is free with preferred. But things like other debit card charges are usually easily manageable through RMs on a case basis. Try talking to your RM?I have small doubt- is it only for the platinum card or for all debit card?(millennia in mycase)
Ps- they charged 590rs even though I've preferred banking.
She said only the platinum varient is free. Other varient are chargeable regardless less of imperia and prefered.they advertise that HDFC Bank Preferred Platinum Chip Debit Card is free with preferred. But things like other debit card charges are usually easily manageable through RMs on a case basis. Try talking to your RM?
Although I remember that with preferred and Imperia, there are no debit card charges, irrespective of the variant, better to get it confirmed by your RM.
Both Platinum and Millennia will be free. Millennia is free to Classic and above irrespective of whether you switch from Platinum or have as your existing debit card. I can confirm as I have already juggled between the two.She said only the platinum varient is free. Other varient are chargeable regardless less of imperia and prefered.
Wooh cool then. I guess the rm lacks the necessary knowledge.Both Platinum and Millennia will be free. Millennia is free to Classic and above irrespective of whether you switch from Platinum or have as your existing debit card. I can confirm as I have already juggled between the two.
RMs are mostly useless 😂😂Wooh cool then. I guess the rm lacks the necessary knowledge.
Raise a complain and ask them to revese the charges since you are HNI customer now. Send your RM this link and educate him all DCs free for HNI customers.Wooh cool then. I guess the rm lacks the necessary knowledge.
She said only the platinum varient is free. Other varient are chargeable regardless less of imperia and prefered.
RMs are mostly useless
Yup.. I totally agree. They act as if their primary job is to restrict and annoy us. However small a task is, they will react as if the client has asked for their kidneys.She's plain ignorant.
Yes, but I suspect sometimes intentionally so! Mine is the senior seniormost employee in my branch, and often tries to misguide me about things. Recently I was asked by HDFC for feedback about my experience as an Imperia customer. Needless to say he didn't get a good rating. Whether such feedbacks mean anything, I do not know.
You can upgrade.. no need to maintain balance until they want to revoke it, which doesn’t happen normallyView attachment 41994Does this mean that I can upgrade to preferred banking? But also that would mean I’ll have to maintain 2 lakhs AQB/AMB?
Yes, you can upgrade to Preferred banking. No need to maintain any balance. There is no non-maintenance charge once upgraded. In worst case, they wil downgrade you.Does this mean that I can upgrade to preferred banking? But also that would mean I’ll have to maintain 2 lakhs AQB/AMB?
You don't necessarily have to maintain 2L mab. They rarely downgrade. I have preferred but most of the times I have less than 1L in account.View attachment 41994Does this mean that I can upgrade to preferred banking? But also that would mean I’ll have to maintain 2 lakhs AQB/AMB?