varun__goel_
TF Legend
Itna kya soch rhe ho abhi, jab kuch hoga tab tnsn lena, zindagi jiyo mauj maro🤣🤷
-
Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.
AIS & Credit Card Usage Notice
- Thread starter gopal sharma
- Start date
Aisa kya kar diya? you can use your other cards for the rest of the year.
Dekho Mera pass total abhi 3 cards hain sbi ka....aur abhi tak agar main calculate karta huin 1 April seye spends till now 5 lakhs huwa Hain....aur agar main March ka spends bhi include karta huin then total 7 lakhs Jo ja Raha Hain....main kisi se confirm e nahi ho paa Raha huin ki banks spends 1 April 2023 to 31 St March 2024 seye count kadega or statement wise count kadega......lagta Hain ak Naya fresh thread create karna padega kyun ki aisa confusion bohut logo ka hota hain ... And I am tensed with sbi only bcs annual fee reversal ke liye zyada spends karna padta e hain...
varun__goel_
TF Legend
7 lacs to bank report hi nhi krega(if i am not wrong)🙂
knight
TF Ace
abhi FY bhi to bacha hai
varun__goel_
TF Legend
Ohh accha mujhe laga 5 lacs bhi PY ka hai
My bad🙂
Are Bhai uske hishab seye main spends karunga abhi...main janta huin ki bank in a financial year mein 10 lacs+ ke upar spend karne par income tax ko report karega but agar abhi main 5 lacs consider karta huun Jo ki maine 1april 2023 seye spend Kiya abhi tak then Mera pass aye 5 lacs ka remaining spend limit hain this year......aur agar main consider karta huin according to statement spends then April statement seye Aaj ka statement tak 7 lacs total spend dikh ja Raha Hain..... problem sirf yehi Hain ki March mein maine Jo spend Kiya wo April ke statement mein reflect kar Raha Hain aur iske liya 2 lacs zyada spend zyada dekh Raha Hain ....
Also agar main sbi Ila Jo chat bot hota hain waha par check Karu to 1 April seye abhi tak spends 5 lacs e show kar Raha Hain ....
AllThatStuff
TF Ace
By God, Lage Raho Munna Bhai ka Victor D'Souza aur Munna waala scene yaad aa gaya
😂
VISHESH_BANSAL
TF Pioneer
@ksen13 Refer this.
Bank will consider Amount of Repayments made to a Credit Card in a Financial Year.
Since In your case Repayments are made after 1st April, so it will get counted against Current Financial Year Threshold of 10 Lakhs.
Mene usko simpl words m bola tha ki statement date consider karo par jab tak 2-4 log na bole bharosa hi nhi h kisiko😑
Aapne Indusind wala confusion dekha nahi Bhaisaab ka warna aap reply hi nahi karte 🤣
No ye baat nahi hain honestly ki main 2-4 log ke bolne par bharosa karunga....... actually main confused ho gaya tha kyun ki sab log alag alag bol rahe the... like in indusind matter main confused ho gaya tha ki kon sa account variant Mera liya accha rahega.....
Even abhi bhi maine apne account ko upgrade nahi kiya ..I will upgrade it after Diwali.....
And in this matter I have read each and every threads and aur bhi confused ho gaya...
Kyun ki bhai dekho Maine internet pein search Kiya to waha par likha hain " banks report spends in 10 lacs in a financial year "
And yaha par previous thread ko read karke mujhe Jo samjh aya ki ki total 10 lacs ke zyada credit card bill payment par income tax ka notice attaa hain.....
To then I am totally confused...and mujhe laga ki total spends + payment milake 10 lacs means 5 lacs spends and then 5 lacs repayment...
Then uske baad @VISHESH_BANSAL aur baki aur bhi bhain hain unka reply dekar mujhe clear huwa ki bill payment 10 lacs seye zyada agar karta huin to wo bank report Karega aur AIS mein show karega next financial year mein.......aur mujhe laga bhi tha ki agar main 10 lacs karcha karta hun to obivously 10 lacs e pay karunga.......
By the way now my doubt is clear and now I have understood that 10 lacs seye zyada bill payment credit card par income tax ka notice aata Hain.....
Thank you @VISHESH_BANSAL @shutapdiya @Rahul Gupta and also please don't mind I am new in this credit card duniya 🙂🙂 so time lagta Hain samjhne mein
Threads padhte raho, Samajthe raho, Sikhte raho, Offer ka Maja lete raho
knight
TF Ace
Bro i hope you just meant this as a risk factor.
Coz zaruri nahi hai ki notice aaye. It just get's reported in AIS. If you are reporting decent income, most likely you won't get notice.
Nope. btw ab ye trick kam nhi karega patched.
Matlab?? As usual Mera ek credit card mein maine 10 lacs bill payment kar diya aur ek transaction Kiya tha Jo ki failed huwa tha Paisa kat Gaya tha then automatically reverse aaya with in two days then Mera total huwa 10lacs two thousand in this financial year
To Mera bhi query Hain Jo failed transaction jiska mujhe refund Mila wo bank kya as a 10 lacs repayment quota count karega ?
If you are only son then First tell your father u've lost interest in women and you like your best friend.My father is policeman and he filled itr of 8 lakh. I am using my father pnb rupay credit card for reward purpose,i opened a 1 merchant account in bob bank and by using bob account i do a daily transaction of 1lakh ruppe from my father pnb rupay cc by upi.the amount i recived in my account i returned in the same credit card at same day,by continue doing this i paid nearly 56 lakh of credit card but bill always generated in 1000 or 2000 only,is this reported in ais portal if this reported what should i do,should i save myself? Kyunki papa bahut marengey,and mein itr fill nhi krta mere current account mein 40 lakh amd saving account mein 56 lakh ka transaction hain from april 2023... please help me
Edit/Update:
In this pnb credit card, my statement is in negative but payment and other charge is more than 23 lakh, will it report on ais
Else if you have brothers, tell him that you've lost interest in materialistic things and want to retire to Himalayas in pursuit of spirituality.
Watch what makes him more caring about you. Then break the news to him saying that you did this to achieve your goal. I.e. either first or 2nd, make it look like your vulnerability made you take a emotional decision.
Later as mentioned innumerable times in this thread talk to your father and together go and see a CA.
kafeel
TF Buzz
Agree with this, would love to see his podcast
Last edited:
SpiesCan'tCatchMe
TF Ace
Op kuch update dedo @gopal sharma
