Hidden ICICI LE

[ProsperousPanda]

ICICI is offering credit limit upgrade user specific on Imobile app go to Card>Manage>Limit if eligible for upgrade new limit will be shown.

I think Apay card is excluded

 

[shivek]

Got LE from 13.9L to 15L on all 4 cards.

 

[SSV]

Got my Apay card in April with 60K limit and got LE in August to 4.6l. I didn't get LE in December.😔.

That’s okay..4.6L is alright… but what do you do with even more CL…
Other banks don’t even care for ICICI CL if you are looking for C2C!!!

 

[Das.N]

That’s okay..4.6L is alright… but what do you do with even more CL…
Other banks don’t even care for ICICI CL if you are looking for C2C!!!

Is indusind credit card limit considered for c2c?

 

[Das.N]

What is the best bank to use for c2c? Axis/SBI/HDFC/Amex?

 

[SSV]

What is the best bank to use for c2c? Axis/SBI/HDFC/Amex?

Actually all are good

 

[SSV]

Is indusind credit card limit considered for c2c?

I am afraid NO

 

[D₹V]

What is the best bank to use for c2c? Axis/SBI/HDFC/Amex?

HDFC > Amex > SBI > Axis
Prefer HDFC at top.

 

[unit vector]

That’s okay..4.6L is alright… but what do you do with even more CL…
Other banks don’t even care for ICICI CL if you are looking for C2C!!!

Yes, you are right but It helped me lowering my credit utilisation ratio during Diwali sale.

 

[SpiesCan'tCatchMe]

HDFC < Amex < SBI < Axis
Prefer HDFC at top.

Signs galat direction me hai

 

[Das.N]

ICICI ki itni buri halat kaise hua? ICICI to India ka one of the top banks hai. Phir bhi un logo ka credit limit ka kuch bhi value nehi.

 

[SSV]

Yes, you are right but It helped me lowering my credit utilisation ratio during Diwali sale.

See the myth is. It’s not overall utilisation that counts significantly…
card level utilisation is much more important than overall utilisation
This is for CIBIL score I am talking about

 

[D₹V]

Signs galat direction me hai

Isliye neeche likha prefer HDFC at top.

 

[D₹V]

See the myth is. It’s not overall utilisation that counts significantly…
card level utilisation is much more important than overall utilisation
This is for CIBIL score I am talking about

Yes, this is fact.

 

[SSV]

ICICI ki itni buri halat kaise hua? ICICI to India ka one of the top banks hai. Phir bhi un logo ka credit limit ka kuch bhi value nehi.

It is because of the approach they taken in the CC segment…

 

[Shroud]

ICICI wale toh ab base reward rate 2RP/100Rs bhi nahi de rahe mujhe😞
Edit: Screenshot Hpcl super saver card ka hai

 

[D₹V]

ICICI ki itni buri halat kaise hua? ICICI to India ka one of the top banks hai. Phir bhi un logo ka credit limit ka kuch bhi value nehi.

Doesn't matter for them.

They bring much merchant offers, users create EMIs & bigger purchases with their card & they earn.

Why they should be a way to other competitors to value customers 🤣?

 

[Das.N]

ICICI coral rupay ka rewards points ka koi maa baap nehi hai. Jaha marzi jo marzi rewards points de dete hai

 

[SSV]

ICICI wale toh ab base reward rate 2RP/100Rs bhi nahi de rahe mujhe😞

Please don’t show me ICICI rewards screen… 🙏 👆🙏
You are spoiling Friday evening mood

 

[SpiesCan'tCatchMe]

ICICI wale toh ab base reward rate 2RP/100Rs bhi nahi de rahe mujhe😞

Thakar kiran bhai ko MCC change karne bolo

 

[Shroud]

Thakar kiran bhai ko MCC change karne bolo

Kyun Bhai? koi bhi MCC ho, base rewards toh Milne hi chahiye na