What is the best Life Time Free (for all) Credit Card?

[hiraktalukdar]

What is the best Life Time Free (for all) Credit Card?

 

[Shubham Yadav]

IndusInd doesn't give LE for years. 🤣

Chalo ye jaan k accha laga ek do decades me LE milta h

 

[Strange]

Chalo ye jaan k accha laga ek do decades me LE milta h

Wo bhi 20-30% 🤣🤣

 

[SSV]

IndusInd doesn't give LE for years. 🤣

My basic reason for getting Legend is not use for CC purposes. but to get 0 balance Select SB account to get the DC benefits...

 

[deep@vie]

Nothing, they might conduct verification if office or home address are not there on CIBIL,otherwise application would be with underwriter,should be approved soon.
Generally, CIBIL surrogate doesn't require verification in Indusind.

Is there any activity pending aftr VKYC or will be approved soon??

My both AMEX cards (MRCC and Plat Travel) were also approved without income docs..this week...
4 cards in one week.. 5 enquiries... in one week,.. So I will give some breather for atleast 3 to 6 months..

 

[SSV]

Nothing, they might conduct verification if office or home address are not there on CIBIL,otherwise application would be with underwriter,should be approved soon.
Generally, CIBIL surrogate doesn't require verification in Indusind.

Thanks for the info... will share the updates here.. Both office and home are updated in CIBIL and I applied from home when VKYC was done..

 

[4uziaul]

Is there any activity pending aftr VKYC or will be approved soon??

My both AMEX cards (MRCC and Plat Travel) were also approved without income docs..this week...
4 cards in one week.. 5 enquiries... in one week,.. So I will give some breather for atleast 3 to 6 months..

Since you are self-employed like us, AU Bank might require physical verification, while IndusInd Bank might approve your application without any verification.

 

[Deleted member 16965]

My basic reason for getting Legend is not use for CC purposes. but to get 0 balance Select SB account to get the DC benefits...

Only problem which I had with IndusInd bank was a lot of spam calls from their end even after registering for DNC on their website and my mobile number was also on Full DND. I had to close my IndusInd credit card for this issue and now no spam calls from IndusInd bank 😌

 

[deep@vie]

Yeah, forgot about AU, most probably they'll verify home & office address physically.

Since you are self-employed like us, AU Bank might require physical verification, while IndusInd Bank might approve your application without any verification.

 

[SSV]

Only problem which I had with IndusInd bank was a lot of spam calls from their end even after registering for DNC on their website and my mobile number was also on Full DND. I had to close my IndusInd credit card for this issue and now no spam calls from IndusInd bank 😌

Good to know well before..
I will see how can I block them using true caller..

 

[SSV]

Since you are self-employed like us, AU Bank might require physical verification, while IndusInd Bank might approve your application without any verification.

That is fine, I will be at home cum office all the time.. Let them come.. Do I need to show any documents or just physical verification at the address is enough??

 

[Deleted member 16965]

Good to know well before..
I will see how can I block them using true caller..

Truecaller is brother of IndusInd in terms of spam calls

 

[Strange]

Nothing, they might conduct verification if office or home address are not there on CIBIL,otherwise application would be with underwriter,should be approved soon.
Generally, CIBIL surrogate doesn't require verification in Indusind.

But they call (from mobile number) to confirm all details filled in the application form 🤣

 

[SSV]

But they call (from mobile number) to confirm all details filled in the application form 🤣

Is this AU or INdus Ind or both??
I think thats is quite normal.. SBI does this may be 3 to 4 times for a single application.

 

[SSV]

Truecaller is the synonym of IndusInd in terms of spam calls

Will update here how I handle those calls , when the time comes

 

[Strange]

Is this AU or INdus Ind or both??
I think thats is quite normal.. SBI does this may be 3 to 4 times for a single application.

IndusInd.

 

[SSV]

IndusInd.

oaky thanks for the heads up...

 

[deep@vie]

But they call (from mobile number) to confirm all details filled in the application form 🤣

Never happened with the holders I know.
Else mysterybaba will confirm.

 

[SSV]

Never happened with the holders I know.
Else mysterybaba will confirm.

Please wait for a couple of days I will update everything... I love live updates..
I did live updates about my Amex cards.. Now stage is set for my Amex spending. this year I will spend more on AMEX..

 

[deep@vie]

DOn't know that we can get LTF Zenith thru Swipeup...
I was more interested in LIT because of customisation...May be in futue..

Yes,there is no point in keep trying & asking to delete leads time & again.
N number of CIBIL hits & peace of mind gets disturbed as well.
Well done.👌🏻

 

[Strange]

Never happened with the holders I know.
Else mysterybaba will confirm.

Maybe they do telephonic verification for select applications.