Amex India Started Referral Program (MGM) Again | First Year Free Amex Credit Card

[TechnoFino]

Amex India has once again started their renowned credit card referral program! If you've been considering getting an Amex card, this is the perfect opportunity. You can obtain a first-year free Amex card using the referral link.

Amex Platinum Travel Card:
You'll get
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC

Amex MRCC:
First Year Free Card
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Gold Charge:
First Year Fees: Rs. 1000 + GST
2000 bonus MR Points + 4000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex SmartEarn:
Annual Fees: Rs. 495 + GST
2000 bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Reserve Card:
First Year Fees: Rs. 5000 + GST
4000 bonus MR Points + 11000 Bonus MR Points
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Amex Platinum Charge:
First Year Fees: Rs. 60000 + GST
10000 bonus MR Points + Rs. 45,000 worth Taj voucher.
Referral Link: https://bit.ly/TFAMEXGC (Select your preferred card you want to apply, and then apply for that card. you'll get all the referral benefits.)

Note: You are allowed to post your referral links on this thread, but do not post referrals on random amex card threads.

 

[anirban.choudhury]

On
On 15th..I don't think Amex will change conditions Mid way. Typically, they don't do such things. It's a major change and they will inform client before implementing it

As per the information I received , this rule is getting followed from 17th August
Rest if anyone got their second card post 17th with less than 90 days of first card can comment .
I received this info from amex head customer service when I escalated about my wife's second card application got rejected
Nevertheless , I got it resumed with some escalations though

 

[SSV]

I applied for two Amex CCs and had two CIBIL hits within two days. While my CIBIL has not been affected, I would advise anyone to proceed with this in mind.

Same here , applied for 2 cards in 5 minutes gap, two cibil hits and third card applied after 5 days and another hit..
So total 3 hits in 5 days.
My cibil enquiries list is full of AMEX,

 

[SSV]

No worries.
Will do it in next referral cycle

Good idea..
Try in the next cycle
or you could "take one for the team"

 

[samm255]

Damn, that was too fast. Card is delivered within 24 hours. Just got the card delivered.

 

[SSV]

As per the information I received , this rule is getting followed from 17th August
Rest if anyone got their second card post 17th with less than 90 days of first card can comment .
I received this info from amex head customer service when I escalated about my wife's second card application got rejected
Nevertheless , I got it resumed with some escalations thought

So, I got unlucky in this scenario..
I applied for MRCC and Platinum Travel on 11 th, got them both approved almost in a few hours.
On 17th applied for Gold Charge, got Conditionally pre approved immediately and in about 30 minutes later, Amex said to me "see you later mate, can't give you third card now"

 

[SSV]

On
On 15th..I don't think Amex will change conditions Mid way. Typically, they don't do such things. It's a major change and they will inform client before implementing it

They don't do these sorts of things typically - correct .

They can do if the situation warrants.
There could be an influx of application and that too , 2 or 3 from the same customer..hence there could be a change of plan
Any business wants more customer base.
.that may not necessarily translate into more cards per each customer which may result in high credit risk
.my 2 cents

 

[SSV]

Damn, that was too fast. Card is delivered within 24 hours. Just got the card delivered.

Yes, if you live in Mumbai... other metros within 48 hours...
Lighting struck you in the form of "Amex" and "BD" combo..

 

[anirban.choudhury]

So, I got unlucky in this scenario..
I applied for MRCC and Platinum Travel on 11 th, got them both approved almost in a few hours.
On 17th applied for Gold Charge, got Conditionally pre approved immediately and in about 30 minutes later, Amex said to me "see you later mate, can't give you third card now"

Yeah mostly like that was the reason for rejection

 

[SSV]

Yeah mostly like that was the reason for rejection

You are right sir...

 

[anirban.choudhury]

If you apply 2-3 cards together and do only one vkyc then might be you can bypass the check but if one card is approved and second card is applied within 90 days most probably it would get rejected.

 

[amitr29]

If you apply 2-3 cards together and do only one vkyc then might be you can bypass the check but if one card is approved and second card is applied within 90 days most probably it would get rejected.

I applied for Platinum Charge in July and got the card. Got it cancelled, as wasn't too happy with joining benefits. They offered me 100k points.

I applied for 3 cards now and I didn't had to do even a single Vkyc. All 3 times it said, Kyc is completed when I clicked the Kyc link.

Basic Amex rule is one KYC is required in 90 days.

 

[anirban.choudhury]

I applied for Platinum Charge in July and got the card. Got it cancelled, as wasn't too happy with joining benefits. They offered me 100k points.

I applied for 3 cards now and I didn't had to do even a single Vkyc. All 3 times it said, Kyc is completed when I clicked the Kyc link.

Basic Amex rule is one KYC is required in 90 days.

This is what I was told from Amex head customer service as the rejection reason for my wife's card as they said second card can only be applied after 90 days of card issuance .

I am not saying grievience departments are always correct have seen many contradicting things happening in the past but post 17th August all my referrals who had an existing cc issued less than 90 days got rejected whereas first time applicants are still getting their card approved

 

[Deleted member 9785]

I wonder what is cost to Amex when buying 8000 marriot points . Must be not more than RS 1000

 

[anirban.choudhury]

I wonder what is cost to Amex when buying 8000 marriot points . Must be not more than RS 1000

Marriot doesn't give much of value
You can consider 1 marriot point as 50 Paisa
Amex points are valued mostly in FFP's like Qatar etc

 

[Balvinder]

Marriot doesn't give much of value
You can consider 1 marriot point as 50 Paisa
Amex points are valued mostly in FFP's like Qatar etc

How much value can we expect when used for Qatar?

 

[anirban.choudhury]

How much value can we expect when used for Qatar?

It depends on the sector and travel dates
I was just doing a random search yesterday for a one way from Zurich to Delhi in mid December , for 4 Pax ( 2 adults + 1 kid + 1 infant ) , award was available for a a total miles requirement of 85250 miles + 30k INR

Revenue for the same was up at 2.5L

Now 85250 Qatar is about 170500 Amex

Revenue fare can be as high as 3.2 also

 

[ALOAK]

It depends on the sector and travel dates
I was just doing a random search yesterday for a one way from Zurich to Delhi in mid December , for 4 Pax ( 2 adults + 1 kid + 1 infant ) , award was available for a a total miles requirement of 85250 miles + 30k INR

Revenue for the same was up at 2.5L

Now 85250 Qatar is about 170500 Amex

Revenue fare can be as high as 3.2

Does that mean it is 0.50 valur per MR

 

[amit]

An update regarding Amex card

Recently Amex made a change and now second cards can be taken only after 90 days of first card .

This change is a hit or miss.

If you want to apply for a new amex card , you can use my referral link(referral link in my signature )

chat support confirmed?

 

[amitr29]

As per the information I received , this rule is getting followed from 17th August
Rest if anyone got their second card post 17th with less than 90 days of first card can comment .
I received this info from amex head customer service when I escalated about my wife's second card application got rejected
Nevertheless , I got it resumed with some escalations though

For multiple cards they want income proof. Email that is received for KYC also has link to upload Income documents. If not uploaded, applications may get rejected.

 

[anirban.choudhury]

For multiple cards they want income proof. Email that is received for KYC also has link to upload Income documents. If not uploaded, applications may get rejected.

That's not the case , applications are getting rejected even before vkyc stage .

Also multi cards dont require income proof.