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Axis Bank Liberty Savings Account Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1)
Maintain a minimum balance of ₹25000 in your account.

OR

(2)
Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2
) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3)
Spend ₹25000^ per month at any merchant via the liberty debit card.


By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.

Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇


Screenshot 2025-10-21 114516.webp


★ Overall Benefit:-
₹1000 × 1
₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-

● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

Net Annual Savings:- ₹6075/-



1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/
 
Last edited by 6ix9ine:
It is easy to avoid it.

Customers do chargeable txns/Avail chargeable services and then Start RR on twitter without reading SOC
1st time I saw that @VISHESH_BANSAL bhai supporting Axis.

But axis also doing mistake, axis at once charges, all serviceable charges. Axis should charge individually, all charges like ecs charges, cheques charges, atm withdrawal charges etc. .... Aleast individual should levied mentioning purpose.
 
1st time I saw that @VISHESH_BANSAL bhai supporting Axis.

But axis also doing mistake, axis at once charges, all serviceable charges. Axis should charge individually, all charges like ecs charges, cheques charges, atm withdrawal charges etc.


Hand to Hand charge ke case m customer repeat nhi karega, chargeable txn. Axis note kaise chapega

Hand to Hand toh koi Bank charge bhi karta hai ?

Mere kotak Everyday Account se Aaj tak koi charge Debit nhi hua.

Na hi RBL se deduct hua.


AU ka toh alag hi system hai.
17.7 SMS charges thhe.

March'23 m 9.2 deduct kare aur abhi July m rest of the 8.5

Axis atleast ek chiz toh achhe se karta hai without any Complaint, Charges deduction every month in full for all chargeable txns/Services.
 
Last edited:
Hand to Hand charge ke case m customer repeat nhi karega, chargeable txn. Axis ka note kaise chapega

Hand to Hand toh koi Bank charge bhi karta hai ?

Mere kotak Everyday Account se Aaj tak koi charge Debit nhi hua.

Na hi RBL se deduct hua.


AU ka toh alag hi system hai.
17.7 SMS charges thhe.

March'23 m 9.2 deduct kare aur abhi July m rest of the 8.5

Axis atleast ek chiz toh achhe se karta hai without any Complaint, Charges deduction every month in full for all chargeable txns/Services.
Kotak charges individually, experienced on 811.

Ech returns, cancellation with date, even atm charges too.

Like that I escaped from charges till now.
 
Axis Liberty Savings Account is the Best Savings for those who can
Spend 10,000 INR Per month On Fuel, Entertainment,Shopping and Travel via Axis Liberty Debit Card
(Txns Done on Saturday and Sunday will be Considered)
and
Spend 15,000 INR Per Month on any Merchant via UPI
or Axis Internet Banking or Axis Liberty Debit Card.

Suggestion: Pay Credit Card Bills worth 15,000 INR on Amazon via Axis Internet Banking or UPI

If we Fulfill Above Spending Criteria We get following Benifits in return:-

1. A Zero Balance Account.

2. A Voucher of 750 INR per Quarter.

3. 500 INR Cashback Per Month.
For Birthday Month Cashback Amount is 1,000 INR.


OVERALL benifits 750*4+1000+500*11=
9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
I had this account (salary) for a quarter and i received this 750 Amazon pay voucher. Then I upgraded to Prestige.
 
Axis Libert June'23 Weekend 5% CashBack Available for Redeemption.

Back to Back past three Months CashBack is credited in a Single Month.
So Axis Cleared the Backlog.

And Now onwards Axis will Credit it on a monthly Basis.
Aise bhi ab toh liberty walo ke hi maje se .September se.
 
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