Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

---

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[abc123987]

So If I Purchase Amazon Gift Voucher From Amazon Using Liberty Debit Card Will Give 5% on Weekend up to 500/Month
And 15k/Month CC Bill Payment From Mobikwik + 10k/Month Gift Voucher Purchase Gives 750/Quarter

View attachment 16801

How to get cashback on Amazon voucher using liberty debit card

 

[jack333]

So If I Purchase Amazon Gift Voucher From Amazon Using Liberty Debit Card Will Give 5% on Weekend up to 500/Month
And 15k/Month CC Bill Payment From Mobikwik + 10k/Month Gift Voucher Purchase Gives 750/Quarter

View attachment 16801

It will work i think @VISHESH_BANSAL can guide better

 

[Deleted member 2540]

How to get cashback on Amazon voucher using liberty debit card

🤦‍♂️🤦‍♂️🤦‍♂️🤦‍♂️
By Purchasing it from Amazon.

 

[murali_7]

You can ask axis bank chat support also. First they refuse to share but you must say you wanted to know it

Chat support redirecting to contact merchant for mcc

 

[Deleted member 2540]

Chat support redirecting to contact merchant for mcc

That is why I told you to send E-Mail, instead of Chat support.

Chat support executives are dumb except a few.

I did 4 chats Back to Back, all dumb executives are interested in my name instead of query.

They asked which name I will perfer for taking Conversation ahead 🤦‍♂️🤦‍♂️

It is simple Call "Sir" to a Male and "Madam" to a female.

Still those idiots continuosly asking me for preferred Name

 

[kushhh]

I am looking to get liberty account , is it still beneficial @VISHESH_BANSAL

 

[Deleted member 2540]

Indus ne Copy kya Axis ka Liberty Account with minor changes

(A)
Axis liberty DC gives 5% on food, shopping travel and entertainmemt.

Indus delight DC Gives 5% on Fuel, entertainment and dinning

(B)

Axis Gives 750 voucher on Quartely Spends of 60k. spends include Netbanking spends, DC spends and UPI P2M

Indus also gives 750 voucher but on 75k spends per Quarter. Here spends include only DC spends

(C)
Axis Gives NMC waiver on 25k Merchant spends only

Indus Also gives NMC waiver if you fulfill any one of the following condition.

Conditon 1

if you use the Account Actively for setting up Standing Instructions for a single transaction of INR 10K or above for Bill payments of Credit Cards/Utillities /MF investments/setting up RDs and EMIs of Loans /set up eNACH for recurring payments.

Condition 2
Alternatively you can get the NMC waiver if you use your Debit Card/UPI/NB for Merchant Payments over INR 25K in a month.

@kushhh decide yourself

 

[akshayhs]

Aur Axis Bekaaboo hogaya thha bina RBI Ka Bamboo andar liye.😂

I just visualised if it were to happen and it's even funnier! 😂😂

 

[akshayhs]

You

That is why I told you to send E-Mail, instead of Chat support.

Chat support executives are dumb except a few.

I did 4 chats Back to Back, all dumb executives are interested in my name instead of query.

They asked which name I will perfer for taking Conversation ahead 🤦‍♂️🤦‍♂️

It is simple Call "Sir" to a Male and "Madam" to a female.

Still those idiots continuosly asking me for preferred Name

Should have said I identify as an Apache attack helicopter. They would've been stunned! 😂😂

 

[LJGIBBS]

You

Should have said I identify as an Apache attack helicopter. They would've been stunned! 😂😂

Axis customer care guy also has his "Terms and Condition copy paste" air defense system.

 

[Deleted member 2540]

You

Should have said I identify as an Apache attack helicopter. They would've been stunned! 😂😂

I have tried that too😂😂

Phir woh chat chhdd ke bhaag jaate hai agar jada bakwaas karo toh
Aur new executive assign hota hai

 

[LJGIBBS]

Jab naya executive aata hai aur wo wapas se puchta hai ki "how can I help you", tab kiske kiske dimag mei yeh thought aata hai - "upar padh na jhopdiwale, ek ghante se issue likh kr baitha hu"

 

[Tejo]

That is why I told you to send E-Mail, instead of Chat support.

Chat support executives are dumb except a few.

I did 4 chats Back to Back, all dumb executives are interested in my name instead of query.

They asked which name I will perfer for taking Conversation ahead 🤦‍♂️🤦‍♂️

It is simple Call "Sir" to a Male and "Madam" to a female.

Still those idiots continuosly asking me for preferred Name

The most of axis guys won't call, customers as "sir/madam"

Does anyone aware of this?

 

[Deleted member 2540]

Jab naya executive aata hai aur wo wapas se puchta hai ki "how can I help you", tab kiske kiske dimag mei yeh thought aata hai - "upar padh na jhopdiwale, ek ghante se issue likh kr baitha hu"

Yeh bhi unko btana padta hai , Khud se khuch karte hi nhi hai.
Bas Website pe jo information hai usko copy paste karte hai.

Ya phir notanki karte hai chat pe limited Access hot hai app call karo 1860 waale number pe

 

[jack333]

That is why I told you to send E-Mail, instead of Chat support.

Chat support executives are dumb except a few.

I did 4 chats Back to Back, all dumb executives are interested in my name instead of query.

They asked which name I will perfer for taking Conversation ahead 🤦‍♂️🤦‍♂️

It is simple Call "Sir" to a Male and "Madam" to a female.

Still those idiots continuosly asking me for preferred Name

They are indirectly checking if its you or your kid chatting on the phone 🤣

 

[Deleted member 2540]

They are indirectly checking if its you or your kid chatting on the phone 🤣

Mtlab khuch Bhi sochne lagta hai.

KIds 😂🤣😂🤣

 

[jack333]

Just kidding bro 🤣

 

[Deleted member 2540]

Just kidding bro 🤣

Aaaj nhi toh kaal aisa bhi hoga.

Office/Business m busy, ghar pe kids ko call karege XXX Bank ke 🔩🔩🔩🔩 tight karne hai ek complaint daaliyo RBI BO m.

 

[jack333]

Very good bro. Paida hote hi bamboo training shuru kar dena. Future me bahut kam ayegi 🤣

 

[Anil_SinghAnil_Singh is verified member.]

Finally..