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fd amount got credited twice after cc closure

  • Thread starter Thread starter Alex292929
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Alex292929

TF Premier
I opened my sister's first fd based cc 3 months back, it was stepup cc by paisa bazar (sbm bank) against a fd of 10k, last month she got one card pre approved cc with 1 lakh limit,
I closed the fd card & she got 10k two time in her bank ac, the card is showing as closed in cibil with all payments on time
I mailed them for the NOC they called my sister & said we will issue NOC only if you refund us extra 10k
Should I transfer them?
Is it possible by any chance that they might ruin the cibil in case I don't transfer?
 
I opened my sister's first fd based cc 3 months back, it was was stepup cc by paisa bazar (sbm bank) against a fd of 10k, last month she got one card pre approved cc with 1 lakh limit,
I closed the fd card & she got 10k two time in her bank ac, the card is showing closed in cibil with all payments on time
I mailed them for the NOC they called my sister & said we will issue NOC only if you refund us extra 10k
Should I transfer them?
Is it possible by any chance that they might ruin the cibil in case I don't transfer?
In my opinion No impact on cibil once card is closed....The maximum they can do is to place you saving account under debit freeze through your bank ...

Suggesting refund the amount through proper channel of your bank .Dont do by self transfer.
 
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