Pre Approved Card Offers

[varun__goel_]

Hey, please suggest banks which give pre approved in about 5-6 months on basis of savings account. Already have HDFC.

 

[pprakash11]

ICICI, Kotak 811, IDFC (need to be serviceable address)
IndusInd

 

[Rahul Gupta]

ICICI, Kotak 811, IDFC (need to be serviceable address)
IndusInd

Icici is the fastest within 3-4 months and indusind is the slowest.

 

[pprakash11]

Icici is the fastest within 3-4 months and indusind is the slowest.

I opened IndusInd bank Savings A/C on 27th December 2022
Got Pre approved Legend on 22nd March 2023

< 3 months.

#exception.

 

[Rahul Gupta]

I opened IndusInd bank Savings A/C on 27th December 2022
Got Pre approved Legend on 22nd March 2023

< 3 months.

#exception.

Hmm weird. Because as per my knowledge nobody got pre-approved indusind cc before 6 months, good for you though.

May i know your account variant, average balance and transaction volume?

 

[pprakash11]

Hmm weird. Because as per my knowledge nobody got pre-approved indusind cc before 6 months, good for you though.

May i know your account variant, average balance and transaction volume?

IndusInd Select.
Opened only to invest money in FDs (17L)
Very less transactions done. Monthly 10 avg. Txns some NEFT, IMPS, UPI, 2-3 DC txns.
Balance maintained was 50k, running RD as well.

 

[varun__goel_]

ICICI, Kotak 811, IDFC (need to be serviceable address)
IndusInd

ICICI and IDFC 10K MAB accounts will work?

 

[pprakash11]

ICICI and IDFC 10K MAB accounts will work?

Yes, both work.

 

[varun__goel_]

Yes, both work.

And will ICICI give offer under 21yrs?

 

[pprakash11]

And will ICICI give offer under 21yrs?

Yes they can

 

[romilq]

Icici is the fastest within 3-4 months and indusind is the slowest.

I got IndusInd in 6 months.

 

[CardSeeker]

Hmm weird. Because as per my knowledge nobody got pre-approved indusind cc before 6 months, good for you though.

May i know your account variant, average balance and transaction volume?

i too got legend preapproved within 3 months

 

[Venky]

Indusind didn’t give me a pre approved card for 2 years after I opened the account. I think its the Maxima (25k MQB) and then once I parked some 5 lakhs into the account for 2-3 months, Immediately the gave me a basic Platinum card with a 3 lakhs limit. 🤷‍♂️

HDFC & Kotak are quite generous when offering a credit card I have noticed but with a savings account.

 

[RajeshV]

I opened IndusInd bank Savings A/C on 27th December 2022
Got Pre approved Legend on 22nd March 2023

< 3 months.

#exception.

I got IndusInd in 6 months.

i too got legend preapproved within 3 months

How did you get the preapproved offer? Is it on phone or email/sms or is there any section to check preapproved offerings in the site (I couldn't find).

I've recently opened Grande account and am hoping to get the free Pinnacle preapproved.

 

[satraghav]

How did you get the preapproved offer? Is it on phone or email/sms or is there any section to check preapproved offerings in the site (I couldn't find).

I've recently opened Grande account and am hoping to get the free Pinnacle preapproved.

You will be informed through SMS/Email. Recently I got Preapproved Indusind CC offer in SMS.

 

[romilq]

How did you get the preapproved offer? Is it on phone or email/sms or is there any section to check preapproved offerings in the site (I couldn't find).

I've recently opened Grande account and am hoping to get the free Pinnacle preapproved.

I got an email. I clicked on it and it took me to IndusInd easy credit portal. Four cards were shown there and on clicking submit, card was instantly approved and showed up in app.

 

[Rahul Gupta]

I got an email. I clicked on it and it took me to IndusInd easy credit portal. Four cards were shown there and on clicking submit, card was instantly approved and showed up in app.

It doesn't show limit right?

 

[Rahul Gupta]

How did you get the preapproved offer? Is it on phone or email/sms or is there any section to check preapproved offerings in the site (I couldn't find).

I've recently opened Grande account and am hoping to get the free Pinnacle preapproved.

Easy Credit

Instant and Easy Personal Loans from IndusInd Bank. Personal Loan from IndusInd Bank. Minimal Documentation, Simple Procedure, Low Interest Rate & Flexible EMIs! Apply Online now!

easycredit.indusind.com

 

[romilq]

It doesn't show limit right?

Unfortunately no. I got a low limit. Most of my cards are more than 1 lakh. IndusInd gave me 40k xD

 

[Rahul Gupta]

Unfortunately no. I got a low limit. Most of my cards are more than 1 lakh. IndusInd gave me 40k xD

There is a number on applying page to give a missed call. Then someone from cc calls and you can ask limit their.