Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

★ Axis liberty savings account is the best savings account for individuals who can qualify by meeting any one of the following conditions:-

(1) Maintain a minimum balance of ₹25000 in your account.

OR

(2) Spend ₹10000** per month on food, entertainment, shopping, and travel categories using the liberty debit card,
and
(2) Spend ₹15000^ per month at any merchant via the liberty debit card.

OR

(3) Spend ₹25000^ per month at any merchant via the liberty debit card.

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★ By meeting the 2nd condition, you can enjoy the following benefits with maximized savings:

(1) Zero balance account, since monthly spend of ₹25000 (₹10000** + ₹15000^) is required to receive the Non-Maintenance Charge (NMC) waiver for that particular month.

(2) 5% cashback (up to ₹500 per month), available on weekend transactions only (transactions made on Saturday and Sunday are considered).

● During your birthday month, you can earn 5% cashback up to ₹1000.

(3) One complimentary domestic lounge access per quarter.



★ Conditions:-

**Check the list of eligible MCCs for the Weekend 5% Cashback at the link below.** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

^Check the list of excluded spends/MCCs for the NMC waiver at the link below.^ 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

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★ Overall Benefit:-
● ₹1000 × 1
● ₹500 × 11

Total:- ₹6500

★ Consolidated Charges:-
● SMS Charges: ₹17.70 × 4 = ₹71 (including GST)
● Liberty debit card annual fee: ₹354 (including GST)

Total:- ₹425

★ Net Annual Savings:- ₹6075/-

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1st Note:- You can now open a liberty account digitally and will receive both a virtual debit card and a physical liberty debit card. But, the virtual debit card issued with the digital axis liberty account is not the same as the e-debit card provided with other axis bank digital account variants.

2nd Note:- Quarterly gift voucher benefit linked to LIBERTY Savings Account shall be discontinued from 31th December, 2025 for all existing as well as new customers. Customers who qualify for this benefit basis the transactions done till 31st December, 2025 shall be considered eligible and awarded voucher as applicable basis terms laid out herewith.

Redemption Link for 750 GV:- https://www.gyftr.com/rewards/axisbankspendscampaign/

 

[bugmenot]

Automatically ya Complaint ki thhi.

Complained on Twitter. Axis vale bina complaint kuch kam hi nai krte for entry and mid level products/services.

 

[Deleted member 2540]

Complained on Twitter. Axis vale bina complaint kuch kam hi nai krte for entry and mid level products/services.

Voucher Received after Complaint yeh mention Karo.
Date konsi btayi thi ?
by this date or on this date E-mailer would be sent to you

 

[hellobois]

Voucher Received after Complaint yeh mention Karo.
Date konsi btayi thi ?
by this date or on this date E-mailer would be sent to you

have you received 750 voucher?

 

[Deleted member 2540]

have you received 750 voucher?

No.
Ab MD cell ko Complaint karuga.
And then Account Close karduga.

 

[hellobois]

No.
Ab MD cell ko Complaint karuga.
And then Account Close karduga.

I am also thinking of the same, haven't received the voucher, I have paid for the DC charges but still I will close it with loss, service is pathetic, this is my first quarter but still witing for voucher.

 

[Deleted member 2540]

I am also thinking of the same, haven't received the voucher, I have paid for the DC charges but still I will close it with loss, service is pathetic, this is my first quarter but still witing for voucher.

Ek ne complaint ki toh sirf usko hi voucher mila.
Jab ek ne complaint kardi toh baaki sabka voucher bhi process ho jana chayie thha.

Yeh toh wahi baat ho gayi ab bheek mangne tab toh Axis voucher degi.
Sab ko alag se bheek mangni padegi tab voucher milega.


Isse achha hai Account close karwao

 

[LJGIBBS]

Ek ne complaint ki toh sirf usko hi voucher mila.
Jab ek ne complaint kardi toh baaki sabka voucher bhi process ho jana chayie thha.

Yeh toh wahi baat ho gayi ab bheek mangne tab toh Axis voucher degi.
Sab ko alag se bheek mangni padegi tab voucher milega.


Isse achha hai Account close karwao

Maine parso raat twitter pr message dala hai. Unka reply aaya that they are looking into it.. Last quarter ke liye 6th Jan ko twitter pr complaint kiya tha aur 10th tak voucher aa gaya tha. Dekhta hu kya hota is baar

 

[Deleted member 2540]

Maine parso raat twitter pr message dala hai. Unka reply aaya that they are looking into it.. Last quarter ke liye 6th Jan ko twitter pr complaint kiya tha aur 10th tak voucher aa gaya tha. Dekhta hu kya hota is baar

Earlier whenever I raised a complaint and they give a xxxx date for voucher delivery then all customers get voucher on that xxxx date.

Now already someone confirmed that he raised a complaint and he got the voucher for Jan-March 23.

This means sabko alag se bheek mangni Padegi, jab voucher milega.

7th coloud pe hai axis abhi magnus ki success ke baad. Itna attitude ek Bank ke liye thik nhi hai.

Mne HDFC m bhi complaint kari hai for RUPAY CC UPI 10% Cashback and HDCF replied me " We are in process of posting the Cashback for all eligible Customers"

HDFC mentioned all eligible Customers not just me.

 

[jack333]

How to get 10% cashback from hdfc rupay cc?

 

[Deleted member 2540]

How to get 10% cashback from hdfc rupay cc?

Expired offer.
Dec22 to March23
10% upto 100/Month/Card on RUPAY CC UPI TXN VIA BHIM APP ONLY

 

[jack333]

Yeh to mujhe bhi nahin mila 🤣

 

[hellobois]

Maine parso raat twitter pr message dala hai. Unka reply aaya that they are looking into it.. Last quarter ke liye 6th Jan ko twitter pr complaint kiya tha aur 10th tak voucher aa gaya tha. Dekhta hu kya hota is baar

maine 10th April ko complaint kiya tha, abhi tak kuch nahi hua, 10-15 days tak wait karne ko bola hai, pathetic service, kuch bhi automated nahi hai, ye sab manually transaction check kar ke voucher issue karte hain .

 

[Piyush_Jaiswal]

Anyone using Indusind Bank Max Active Account?

Yes, opened in February 2023. Its all good till now.

I don't maintain 25k but spend a lot. Get Rs 700 Cashback per month on Platinum Plus DC. Also got Rs 750 Voucher for spending 75,000 in previous quarter within 2 days after quarter end i.e. 2nd April.

Received a message for not maintaining QAB in 1st week of April, which is technically correct as I didn't maintain. But I haven't been charged yet.

Its much better than Axis Liberty. You get a RM, unlimited cash transactions at any IndusInd branch, family add ons, free cash and cheque pick up and delivery, etc

The RM told that the debit card has no annual charges but you will have to pay 249+gst as joining charges, which is okay as Platinum Plus has a lot more charges otherwise.

I would personally recommend Axis Liberty Account Holders to give it a try.

 

[hellobois]

Yes, opened in February 2023. Its all good till now.

I don't maintain 25k but spend a lot. Get Rs 700 Cashback per month on Platinum Plus DC. Also got Rs 750 Voucher for spending 75,000 in previous quarter within 2 days after quarter end i.e. 2nd April.

Received a message for not maintaining QAB in 1st week of April, which is technically correct as I didn't maintain. But I haven't been charged yet.

Its much better than Axis Liberty. You get a RM, unlimited cash transactions at any IndusInd branch, family add ons, free cash and cheque pick up and delivery, etc

The RM told that the debit card has no annual charges but you will have to pay 249+gst as joining charges, which is okay as Platinum Plus has a lot more charges otherwise.

I would personally recommend Axis Liberty Account Holders to give it a try.

700 cb as 1% for CC bill payment?

 

[Piyush_Jaiswal]

700 cb as 1% for CC bill payment?

yes 😂

actually 0.93% upto Rs 700

 

[ashwinkashwink is verified member.]

Yes, opened in February 2023. Its all good till now.

I don't maintain 25k but spend a lot. Get Rs 700 Cashback per month on Platinum Plus DC. Also got Rs 750 Voucher for spending 75,000 in previous quarter within 2 days after quarter end i.e. 2nd April.

Received a message for not maintaining QAB in 1st week of April, which is technically correct as I didn't maintain. But I haven't been charged yet.

Its much better than Axis Liberty. You get a RM, unlimited cash transactions at any IndusInd branch, family add ons, free cash and cheque pick up and delivery, etc

The RM told that the debit card has no annual charges but you will have to pay 249+gst as joining charges, which is okay as Platinum Plus has a lot more charges otherwise.

I would personally recommend Axis Liberty Account Holders to give it a try.

What are the available vouchers?

 

[Deleted member 2540]

Yes, opened in February 2023. Its all good till now.

I don't maintain 25k but spend a lot. Get Rs 700 Cashback per month on Platinum Plus DC. Also got Rs 750 Voucher for spending 75,000 in previous quarter within 2 days after quarter end i.e. 2nd April.

Received a message for not maintaining QAB in 1st week of April, which is technically correct as I didn't maintain. But I haven't been charged yet.

Its much better than Axis Liberty. You get a RM, unlimited cash transactions at any IndusInd branch, family add ons, free cash and cheque pick up and delivery, etc

The RM told that the debit card has no annual charges but you will have to pay 249+gst as joining charges, which is okay as Platinum Plus has a lot more charges otherwise.

I would personally recommend Axis Liberty Account Holders to give it a try.

Amazon GV available for redemption Against 750 voucher ?

 

[Piyush_Jaiswal]

Amazon GV available for redemption Against 750 voucher ?

Yes, i redeemed Amazon voucher itself

 

[Piyush_Jaiswal]

What are the available vouchers?

i don't remember, it had lot of options. The only voucher i look for is Amazon, and it was there 😂

 

[Deleted member 2540]

Yes, i redeemed Amazon voucher itself

Then I am going to shift to Indus Max Active and with Indus Max Active I am going to use Delights DC which is more rewarding and at same time will count towards 25k Spends

Earlier Axis is shit and now Axis itself Becomes an Abusive word.
God knows how Axis will handle CITI Clients