How To Get HDFC Classic Banking Invitation

[Saudk007]

I'm a hdfc customer since last 3 months.
I'm maintaing 1.20 lacs since 1 month. Can anyone please tell me that when I'll be getting classic banking invite? And yes currently in offer tab I have no pre approved offers.
And please tell me that do I have to perform transactions to get offers?

 

[Saudk007]

Go to bank and fill out the classic banking form

The problem is RM is asking to make an FD😑 what to do in this case?

 

[TheTrickySid]

RM's job hai that
Tell RM to hand out the form

I have already filled the form 2 time still they are not upgrading 😢😢

 

[Souvik]

I'm a hdfc customer since last 3 months.
I'm maintaing 1.20 lacs since 1 month. Can anyone please tell me that when I'll be getting classic banking invite? And yes currently in offer tab I have no pre approved offers.
And please tell me that do I have to perform transactions to get offers?

And what benefits makes you seek Classic ? I hardly see any tangible benefit in Imperia, hence the question

 

[Souvik]

The problem is RM is asking to make an FD😑 what to do in this case?

Your RM is a crude sales person, he is playing on your weakness to fulfill his/her own targets. 🙂

 

[Saudk007]

And what benefits makes you seek Classic ? I hardly see any tangible benefit in Imperia, hence the question

Regalia and free platinum debit card. That's all.

 

[Souvik]

I think all HDFC services starting from savings max (25K maintenance) are more or less same

Axis is different ... But HDFC hierarchy has no value ... Even I think Indus/ICICI hierarchy has no value either

Right all premium accounts in HDFC are more or less same/not of much value.

Axis I am not sure, will try some day.

 

[Souvik]

Regalia and free platinum debit card. That's all.

Your credit card variant does not depend upon the savings account variant, my RM told me this, he is a very knowledgeable person 😆 , I trust him on this.

As far as DC is concerned, trust @anirbanm, 25k and above they simple don't care.

 

[Souvik]

Axis gives different CCs LTF according to account variants ... Also has other facilities from time to time according to account variant

I have a salary account in Axis, which I have to close and get hold of a higher variant or premium account to have some good axis cards and benefits.

Looking forward to spin off more money out of HDFC sooner

 

[Souvik]

So essentially @Saudk007 what we are telling you is HDFC Classic is not Classic enough.

HDFC Preferred is not good enough to get a preference.

Imperia is not worthy enough to be considered as Imperial. Long story short !

 

[Souvik]

Don't get anything less than Burgundy
You don't even need to maintain
5L initial deposit, do transactions and forget about it ... They won't downgrade your variant if you have active transactions

I appreciate the advice, but do do not seem to understand how Burgundy would be more is any better than Priority, can you please help. Most features for me look the same between Burgundy and Priority.

Planning to open a new account online by this link, to move away from the hassle of visiting branch and talking to sales persons: https://leap.axisbank.com/

But feature wise definitely much better than HDFC Premium banking, which I always knew.

 

[Saudk007]

Your credit card variant does not depend upon the savings account variant, my RM told me this, he is a very knowledgeable person 😆 , I trust him on this.

As far as DC is concerned, trust @anirbanm, 25k and above they simple don't care.

@Souvik @anirbanm ,then can you please tell me how to get regalia be it LTF or not?

 

[Saudk007]

What CCs do you have, what salary/ITR do you have?

I currently have idfc flipkart paylater 50k limit. 769 cibil score and 869 credit score(cred)., I'm a salaried person 70k p.m.

 

[Saudk007]

So you don't have any CCs?
I think you can easily get Regalia
Apply offline at HDFC branch using salary slip ... I think you should get easily

Earlier I had an offer from SBI but I thought I first need to get regalia after it I'll go for every other card. Because cibil mei enquiry aati hai naa. That's why regalia has been my priority.

 

[Souvik]

Earlier I had an offer from SBI but I thought I first need to get regalia after it I'll go for every other card. Because cibil mei enquiry aati hai naa. That's why regalia has been my priority.

See if you can apply online on HDFC site for Regalia with ITR, Salary slip.

Throw some carrot to your HDFC RM, expressing interest on investment products, without actually buying any product.... if your RM wants he can get many things done for you.

I have to ask why Regalia, there are many other LTF cards in the market with much unique features. I have it but don't use it much.

 

[Saudk007]

See if you can apply online on HDFC site for Regalia with ITR, Salary slip.

Throw some carrot to your HDFC RM, expressing interest on investment products, without actually buying any product.... if your RM wants he can get many things done for you.

I have to ask why Regalia, there are many other LTF cards in the market with much unique features. I have it but don't use it much.

Can you suggest me some of the best Ltf cards out there?

 

[Saudk007]

Can you suggest me some of the best Ltf cards out there?

1 more thing I want to ask. Why their is no offer in my offer section???

 

[TechnoFinoTechnoFino is verified member.]

The problem is RM is asking to make an FD😑 what to do in this case?

Email Hdfc and tell them your RM asking for FD even after maintaining 1L+ balance for upgrading to classic.
Next day you'll get call from your RM/BM, they will visit your home, complete paper work and upgrade your account.

 

[Souvik]

Can you suggest me some of the best Ltf cards out there?

Depends what you aim to have for me cashbacks are important so Amazon Pay ICICI LTF CC is good for me.

 

[souvikdey2002]

Don't get anything less than Burgundy
You don't even need to maintain
5L initial deposit, do transactions and forget about it ... They won't downgrade your variant if you have active transactions

Wrong, they downgrade it in every year. Sometimes they charges heavily for not maintaining balance.