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BharatNXT: Best App for Rent Payment with Credit Card!! (@1.59% charges)

SiddharthR

TF Ace
(I'll give ₹100 Amazon e-Gift Voucher to those who complete their first transaction of ₹5000 or more on BharatNXT till 20th May, using my refferal code "AMMKCR8" is necessary)

A Comprehensive Guide on BharatNXT: An App for Rent, Bank Transfer, Utilities, Vendor & GST Payments at LOWEST FEES

Pointwise topics for easy navigation:-
  • Benefits of using BharatNXT
  • Offers by BharatNXT
  • Convenience/Service Fees
  • Cashback provided by Cards
  • Signup & Refferal Benefits

1. Benefits:
BharatNXT has some advantages over other payment apps in the market. Here they are:
  • BharatNXT currently provides service for Rent, Utility, Maintenance, Vendor, GST, Bank Transfer & UPI(Coming Soon).
  • If you're looking for rent payment at lowest fees then BharatNXT is for you because, any transaction done on BharatNXT will be considered as 'Utility' & hence bank will not charge you any processing fees or other charges that are charged for rent payments. Means you can do rent payment and earn cashback also.
  • You can also use BharatNXT to complete milestone & for spend based annual fee waiver on Personal as well as Business CC and can earn Cashback too.


2. Offers:
Four offers provided by BharatNXT, from the month of Feb till now are already expired, still if you want, you can see them
here.

Active Offers:
BharatNXT Stamp-a- thon Offer!



Install from here & use my BharatNXT refferal code to get 150 BNXT Cash**: AMMKCR8


3. Cashback provided by cards are as follows:
CardCB/RP (%)Net Charges (%)
SBI Card ELITE Business3.750
Axis Ace20
Axis Flipkart/ HDFC Tata Neu Infinity1.50.09
SBI Simply Click1.250.34
Axis Magnus1.20.39
Cashback SBI/ HDFC Tata Neu Plus10.59
BOB Eterna0.3751.23


4. Convenience Fee/ Service Fee (inc. GST):
BharatNXT charges a convenience fee to facilitate the transaction. The fee depends on the type of settlement and credit card you choose:

1. For Retail/Personal Credit Cards:-
  • Quick Pay (Same day settlement)- 1.71% {Till 3rd March: 1.50%}
  • Classic Pay (T+1 day settlement)- 1.59% {Till 3rd March: 1.30%; Till 28th March: 1.53%}
  • Lightening Pay (Within 3 hrs)- 2.06% 🆕
  • Utility & GST Bill payments (T+1 day settlement)- 1% {Till 30th Apr: 1.3%}
2. For Corporate/Business Credit Cards:-
  • Quick Pay (Same day settlement)- 1.59% {Till 30th Apr: 1.77%}
  • Classic Pay (T+1 day settlement)- 1.47% {Till 30th Apr: 1.77%}
  • Lightening Pay (Within 3 hrs)- 1.95% 🆕 {Till 30th Apr: 2.95%}
  • Utility & GST Bill payments (T+1 day settlement)- 1.3%
Note:
  • BharatNxt Cash can be used for paying convenience fees applicable as above (Choosing Classic Pay as a type of settlement is must to use BNXT Cash)
  • 1BharatNXT Cash = 1 INR


5. Refferal Benefits:
With my referral code {AMMKCR8}, you will get cashback (in form of BharatNXT Cash) of 150 BNXT Cash on 1st transaction.
Terms & Conditions:
You will receive a scratch card of 150 BNXT Cash when you do the first transaction greater than ₹5000. 150 BNXT Cash will be in the Rewards section in the form of Scratch Card. Scratch that & 150 BNXT Cash will be added in your wallet.


If you have any questions, feel free to ask. I would be happy to help.

Best regards,
@SiddharthR
 

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Last edited:

kkk

TF Ace
VIP Lounge
BharatNxt offer:
Win 1000 BNXT Cash
Earn assured 200 BNXT Cash on each transaction above INR 5000, avail upto 5 times till 14th Feb.Cashback received during this period expires on 20th Feb.

The offer is really good and I believe it's worth checking out. You can do transactions/payments of ₹96K** for absolutely FREE!!

{BharatNXT can be currently used for payment of Rent, Utility, Maintenance or Bill, Vendor, GST, Bank Transfer (only self account transfer not allowed), etc}

You can also use BharatNXT to complete milestone & for annual fee waiver on Personal as well as Business CC and can earn Cashback too.
(Cashback provided by cards are as follows:
Axis Ace: 2%
Axis Flipkart: 1.5%
SBI SimplyClick: 1.25%
Cashback SBI: 1%)

**By using your Personal CC & Classic Pay as type of settlement


• BharatNxt Cash: can be used for paying convenience fees applicable as below:
(1 BharatNXT Cash = 1 INR)

Convenience Fee/ Service Fee:
a. BharatNXT charges a convenience fee to facilitate the transaction. The fee depends on the type of settlement and credit card you choose
For Retail Credit Cards:-
1. Quick Pay (Same day settlement) - 1.25%
2. Classic Pay (T+1 settlement) - 1.10%
For Corporate Credit Cards:-
1. Quick Pay (Same day settlement) - 1.50%
2. Classic Pay (T+1 settlement) - 1.50%

b. Please note GST @ 18% will be applicable to the above charges


•You will get 100 BNXT Cash on signup and KYC completion.
T&Cs: (With & without referral link: You will receive a scratch card of 100 BNXT Cash when the KYC is successfully verified and will be visible in the Rewards section. Scratch it & BNXT Cash will be added to your wallet.
•With my referral link, you will get cashback (in form of Bharat NXT Cash) of 100 on app download and KYC completion. Win an additional cashback of 150 BNXT Cash when you complete the first transaction greater than ₹5000. You will receive scratch card of 150 BNXT Cash which will be visible in the Rewards section. Scratch it & 150 BNXT Cash will be added in your wallet.

Now start enjoying the benefits from BharatNxt.
Here's my referral link: DM for referral

If you have any questions, feel free to ask. I would be happy to help.

Best regards,
@SiddharthR

View attachment 10018
I saw notification but when I logged in account I couldn't find any details of the offer.
 

churn

TF Premier
VIP Lounge
Card name and Account holder name shouldn't be same. But I guess you can trick the system.
How do they verify self account transfer??
They do an IMPS to the account you add to verify the name. For adding the card, the card holder name entered should be the BharatNxt account holder's name; otherwise, it shall throw an error. You can try if something else is possible.

For me, I had to send an actual payment. But then I got to know that our names are similar. My first name and last name are his last name and first name, respectively. Even though the account I was sending was not even remotely related to mine (I don't even have an account in that bank), it didn't allow me to make a payment. I had to use NEFT later.
 
Last edited:

Oscar

TF Premier
Contributor
VIP Lounge
They do an IMPS to the account you add to verify the name. For adding the card, the card holder name should be the BharatNxt account holder's name; otherwise, it shall throw an error. You can try if something else is possible.

For me, I had to send an actual payment. But then I got to know that our names are similar. My first name and last name are his last name and first name, respectively. Even though the account I was sending was not even remotely related to mine (I don't even have an account in that bank), it didn't allow me to make a payment. I had to use NEFT later.
I could add my wife card with my name to match the BharatNxt account holders name. Got the card verified and made a transaction.
 

churn

TF Premier
VIP Lounge
I could add my wife card with my name to match the BharatNxt account holders name. Got the card verified and made a transaction.
Yes, that should be possible. I just made my comment clearer (there was a little ambiguity earlier). I was just saying you cannot enter any name when you add the card. When you add a card, the name you enter on the BharatNxt UI should match the BharatNxt account holder's name.
 

Vineet Kumar

TF Premier
VIP Lounge
BharatNxt offer:
Win 1000 BNXT Cash
Earn assured 200 BNXT Cash on each transaction above INR 5000, avail upto 5 times till 14th Feb.Cashback received during this period expires on 20th Feb.

The offer is really good and I believe it's worth checking out. You can do transactions/payments of ₹96K** for absolutely FREE!!

{BharatNXT can be currently used for payment of Rent, Utility, Maintenance or Bill, Vendor, GST, Bank Transfer (only self account transfer not allowed), etc}

You can also use BharatNXT to complete milestone & for annual fee waiver on Personal as well as Business CC and can earn Cashback too.
(Cashback provided by cards are as follows:
Axis Ace: 2%
Axis Flipkart: 1.5%
SBI SimplyClick: 1.25%
Cashback SBI: 1%)

**By using your Personal CC & Classic Pay as type of settlement


• BharatNxt Cash: can be used for paying convenience fees applicable as below:
(1 BharatNXT Cash = 1 INR)

Convenience Fee/ Service Fee:
a. BharatNXT charges a convenience fee to facilitate the transaction. The fee depends on the type of settlement and credit card you choose
For Retail Credit Cards:-
1. Quick Pay (Same day settlement) - 1.25%
2. Classic Pay (T+1 settlement) - 1.10%
For Corporate Credit Cards:-
1. Quick Pay (Same day settlement) - 1.50%
2. Classic Pay (T+1 settlement) - 1.50%

b. Please note GST @ 18% will be applicable to the above charges


•You will get 100 BNXT Cash on signup and KYC completion.
T&Cs: (With & without referral link: You will receive a scratch card of 100 BNXT Cash when the KYC is successfully verified and will be visible in the Rewards section. Scratch it & BNXT Cash will be added to your wallet.

With any referral link (you can DM me), you will get cashback (in form of Bharat NXT Cash) of 100 on app download and KYC completion. To get an additional cashback of 150 BNXT Cash, you will need to complete signup & KYC using refferal link and the first transaction of greater than ₹5000. You will receive scratch card of 150 BNXT Cash which will be visible in the Rewards section. Scratch it & 150 BNXT Cash will be added in your wallet.


Now start enjoying the benefits from BharatNxt.
Download from here⬇️ & DM for referral code

If you have any questions, feel free to ask. I would be happy to help.

Best regards,
@SiddharthR

View attachment 10018
The convenience fee/charges are 2.15% for quick pay and 2.05% for classic pay.
image_picker4029932444672530433.jpg
 

ak93

TF Ace
VIP Lounge
Offer in app shows cashback upto 1000, doesn't mention anywhere that its 200 per transaction above 5000. For the transactions I did till now, I got cashback between 0.04% to 0.09%.
 
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