SBI Card PhonePe SBI Card – CVP new SBI CC launching

[HumorSimpson]

I believe the account linkage plays a huge role, I linked my SBI account in July. I had 1.4L on SBI CB in August, applied for limit increment to get 2.5L at the end of the month and boom, approved (Never worked before the linkage of bank account). Might even try applying for limit increment in SimplySave whenever I need that.

And now I got a seperate limit of 4L on Phonepe SBI Select Black.

You mean anumati ?
Even non sbi salary account should do the magic right?

 

[The_One]

I didn’t upload documents yet. Will upload after filling the current ITR in few days.

Thanks, i just remembered to fill ITR by reading your post 🙂

 

[whiteBenzene]

A

Can someone explain how to pay via otp using this card? I can only see pay via upi pin everytime in Phonepe.

Add the card to upi.

 

[cool_jazz]

Yeah, I think it is showing as pending submission because as you said earlier, your bank statement got declined. So in their system, the application is not showing as fully submitted. I think it will get auto rejected after some time.

by checking same method, there is one more head
may be sources- track application. there showing awb no of bluedart 😵 only card delivery pending. but not able to track that tracking no.

 

[nikhil_118]

A

Add the card to upi.

It is already added. I am getting like this everytime

 

[TheRecharger]

How many credits are doing you have and what is total credit limit reported in your CIBIL?

SBI -3 (Total 6.7L now, before application, it was 2.5L)
HDFC -3 (Total 2.1L)
Axis -1 (1.8L)

 

[TheRecharger]

You mean anumati ?
Even non sbi salary account should do the magic right?

No, this one:

P

Thread 'SBI CARD APP new feature-"Link your account "'

Jul 4, 2025

Looks like the new update now showing popup message once you login to sbi cards app. It's asking to provide consent to fetch bank account information for offering customized offers.
Not sure how much worth it will be and if they will mandate this consent in future?
Already all kinds of offers are visible in app.

Edit: App updated version is 7.4.21

• panu24
• account app cards new sbi sbi card sbi cards update
• Replies: 79
• Forum: SBI Cards

• 

 

[HumorSimpson]

No, this one:

P

Thread 'SBI CARD APP new feature-"Link your account "'

Jul 4, 2025

Looks like the new update now showing popup message once you login to sbi cards app. It's asking to provide consent to fetch bank account information for offering customized offers.
Not sure how much worth it will be and if they will mandate this consent in future?
Already all kinds of offers are visible in app.

Edit: App updated version is 7.4.21

• panu24
• account app cards new sbi sbi card sbi cards update
• Replies: 79
• Forum: SBI Cards

• 

That exactly what is anumati

 

[bravothemaverick]

It is already added. I am getting like this everytime

You ll see Add credit/debit cards at the bottom of the payment screen under add payment methods - add your card there. You ll be able to see it & receive otp to pay

 

[devsfinance]

That exactly what is anumati

Isn’t that and Anumati different? Went through the thread just now looks like it’s something else. I may be wrong here as not tried either, do confirm if you know.

 

[HumorSimpson]

Isn’t that and Anumati different? Went through the thread just now looks like it’s something else. I may be wrong here as not tried either, do confirm if you know.

From the app when you link it goes to anumati portal. I tried long back and did not complete it as I didn't find any need of it for my sbi cb which had 3L cl

 

[whiteBenzene]

Isn’t that and Anumati different? Went through the thread just now looks like it’s something else. I may be wrong here as not tried either, do confirm if you know.

Anumati is an Account aggregator. Sbi limit increase is mostly automated. Sbi uses anumati to check you finances based on the accounts added to anumati. Different banks uses different account aggregators. Though most bank develop their own and uses that with bunch of others. Anyway, Adding accounts to anumati could result in limit increase of cards if one does not have any other relation with sbi ( savings or salary).

 

[devsfinance]

Anumati is an Account aggregator. Sbi limit increase is mostly automated. Sbi uses anumati to check you finances based on the accounts added to anumati. Different banks uses different account aggregators. Though most bank develop their own and uses that with bunch of others. Anyway, Adding accounts to anumati could result in limit increase of cards if one does not have any other relation with sbi ( savings or salary).

I got the idea buddy, thanks for the explanation though. but my point was that the portal in that post and Anumati both are different isn’t it?

 

[whiteBenzene]

I got the idea buddy, thanks for the explanation though. but my point was that the portal in that post and Anumati both are different isn’t it?

No, it's the same I think. I too saw this today and yesterday I revoked access to anumati.

 

[devsfinance]

No, it's the same I think. I too saw this today and yesterday I revoked access to anumati.

Oh so the portal is same just the place of option in app is new.(earlier one got it while applying for LE and this is direct.

 

[TheRecharger]

That exactly what is anumati

I had a different account aggregator ig, and I did it via sbi card web. Also, you can give access to any account, not just SBI.

 

[Wealth is my birth right!]

I had a different account aggregator ig, and I did it via sbi card web. Also, you can give access to any account, not just SBI.

Post anumati access app shows double limit but applied they r generating sr reference but declining it without le
May be I took new card 1 month back so I try after 6 months

 

[avikrish]

the thread is too long to check, i am getting only 1% cashback on electricity bills paid via phone pe app via OTP method, via upi the biller is not accepting and the transactions getting failed, any way to get 10% cb for electricity bills via OTP ? please share details and any way to understand that we get 10 % cb or not before making payment.

 

[TheRecharger]

Post anumati access app shows double limit but applied they r generating sr reference but declining it without le
May be I took new card 1 month back so I try after 6 months

SBI is weird, their le rejection mail comes seconds before le application mail😂

Maybe mine was a fluke or something, idk

 

[HumorSimpson]

the thread is too long to check, i am getting only 1% cashback on electricity bills paid via phone pe app via OTP method, via upi the biller is not accepting and the transactions getting failed, any way to get 10% cb for electricity bills via OTP ? please share details and any way to understand that we get 10 % cb or not before making payment.

SBI Card Post in thread 'PhonePe SBI Card – CVP new SBI CC launching'

Aug 11, 2025

Yes, as far as I see from this thread that's correct.

UPI gives 10% always and card with OTP gives 10% only when the merchant name is 'UTILITY PP FSS IN'

OK. THANKS a ton for the info. Let's tabulate and update.

Request : Let's NOT drag this thread from Tenali to Manali. Please provide complete info i.e,.
instead of saying "I paid and inconvenience is 2%" 🤷‍♂️ specify clearly "I paid elec bill using rupay UPI pin and inconv fee is 2%"

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• HumorSimpson

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