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For bill pay using dc (Rupay no charges and Visa-0.66% fee)

Having a problem for hsbc credit card successful payment. 93k has been deducted from bank, but not paid to the bank. Since i have done this as guest user, no transaction to track. But have a entry in bank account and sms.
Its been 27hours already.
What to do?
Any update on this? The same thing happened with me for HDFC credit card payment on 3rd september.
 
Any update on this? The same thing happened with me for HDFC credit card payment on 3rd september.
Today mine refund came for a failed transaction (HDFC credit Card) after 2 days .. I also raised a dispute today on the IDFC app for that transaction (1lac amount)
 
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