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SBI Card PhonePe SBI Card – CVP new SBI CC launching

Can someone explain me why no one opting for HDFC Ultimo. From my understanding it is equivalent of SBI Phonepe Black Select at 500 less annual fee or am I tripping? Plus at HDFC we have good chances of conversion to Lifetime Free
 
No… for Otp transactions its only UTILITY PP FSS IN.. not sure if they fixed anything recently.. but if you didn’t got .. you can send email to customer care.. might need to escalate to nodal offier.. they can help tou for this transactions cb
Sir can you please share what are the merchant names for otp payments in recharge and utility payments which will surely give us 10% rewards
 
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