RuPay Select Debit Card Portfolio

[sahil1033]

Quarterly
Gym
Spa
Health
Cab

Yearly
Ott

Remember from now and use them

I checked this on Bank of Baroda's website right now.

If that's the case, I'm thinking of getting one more RuPay Select DC. Bank of Baroda had the least annual fee, I've trying to get it from Unity Small Finance Bank as it only has joining fee and NIL annual fee but I'm not getting it, I've an account in Unity SFB but they said this card is for NRIs.

But since they may or may not issue the card, which would be the best possible and pocket friendly RuPay Select DC in your view? I don't want to open an account for this but will rethink my choices now.

 

[Ram1]

I checked this on Bank of Baroda's website right now.

If that's the case, I'm thinking of getting one more RuPay Select DC. Bank of Baroda had the least annual fee, I've trying to get it from Unity Small Finance Bank as it only has joining fee and NIL annual fee but I'm not getting it, I've an account in Unity SFB but they said this card is for NRIs.

But since they may or may not issue the card, which would be the best possible and pocket friendly RuPay Select DC in your view? I don't want to open an account for this but will rethink my choices now.

In order to suggest , u have to list ur accounts with variant names

 

[Lordkk]

no applied successfully, but I have heard nothing happens even after applying from other users

I am applying for add on card since last 1.5 years almost 2 or 3 times in a month. They never approved any of it. 🤣

 

[Ram1]

I am applying for add on card since last 1.5 years almost 2 or 3 times in a month. They never approved any of it. 🤣

@Amit_1 i told u na

 

[Amit_1]

@Amit_1 i told u na

Tried first/last on the app, will reach the branch next week, let's see what they reply

 

[sahil1033]

In order to suggest , u have to list ur accounts with variant names

I've following savings bank account :

SBI
PNB
Bank of Baroda (Super Savings - 20k MAB | physical RuPay Select DC + virtual RuPay Platinum DC)
Unity Small Finance Bank (Classic - 10k MAB)
IDFC First Bank (Wealth)
HDFC Bank (Imperia, Salary)
Bandhan Bank (5k MAB)
Kotak Mahindra Bank (Everyday - 10k MAB)
DBS Bank (10k MAB)

I saw Union Bank of India in the list ... Udaan variant with 10k MAB sounds exciting. If I can get physical as well as virtual RuPay Select DC with Rs. 500 joining and annual fee, it seems like a win-win. Can this account be opened online?

 

[RandomCCGuy]

I saw Union Bank of India in the list ... Udaan variant with 10k MAB sounds exciting. If I can get physical as well as virtual RuPay Select DC with Rs. 500 joining and annual fee, it seems like a win-win. Can this account be opened online?

No, you need to visit bank.

 

[Ram1]

I've following savings bank account :

SBI
PNB
Bank of Baroda (Super Savings - 20k MAB | physical RuPay Select DC + virtual RuPay Platinum DC)
Unity Small Finance Bank (Classic - 10k MAB)
IDFC First Bank (Wealth)
HDFC Bank (Imperia, Salary)
Bandhan Bank (5k MAB)
Kotak Mahindra Bank (Everyday - 10k MAB)
DBS Bank (10k MAB)

I saw Union Bank of India in the list ... Udaan variant with 10k MAB sounds exciting. If I can get physical as well as virtual RuPay Select DC with Rs. 500 joining and annual fee, it seems like a win-win. Can this account be opened online?

Nope u can't open online. Also it needs proof as professional and also vdc cvv not showing in app.
Look for alternatives

 

[kev569]

Is Unity Small Finance bank offering Rupay Select on lower variant account?

 

[Ram1]

Is Unity Small Finance bank offering Rupay Select on lower variant account?

Heard possible but nobody tried yet.
Even though card eligible for only HNI,NRI accs only ,other accs also can apply as i Heard..

 

[kev569]

Heard possible but nobody tried yet.
Even though card eligible for only HNI,NRI accs only ,other accs also can apply as i Heard..

Thank you.

I will try going next week and see how they respond.

 

[Ram1]

Thank you.

I will try going next week and see how they respond.

Say confidently tell them that ur frd got rsdc on 10k account.
So try to apply for me too, if rejected no worry but try
Like that

 

[kev569]

Say confidently tell them that ur frd got rsdc on 10k account.
So try to apply for me too, if rejected no worry but try
Like that

Sure bro .

 

[sahil1033]

Thank you.

I will try going next week and see how they respond.

Please do update me as well on the same. I'm holding 10k MAB account variant but was denied RuPay Select DC stating it's only available for NRI accounts.

 

[sahil1033]

Nope u can't open online. Also it needs proof as professional and also vdc cvv not showing in app.
Look for alternatives

What proof do they need? I work as a Software Engineer.

CVV not showing in app. Is it like hit or miss in Bank of Baroda? I Bank of Baroda's mobile banking too checking CVV is a task in itself, best way is to check CVV in banking hours and once user is able to see, note it down somewhere and no need to go through this again and again. Is it like that in Union Bank of India or one can not see CVV no matter what?

 

[Ram1]

What proof do they need? I work as a Software Engineer.

Proof as professional, id card and degree certificate like that.

CVV not showing in app. Is it like hit or miss in Bank of Baroda? I Bank of Baroda's mobile banking too checking CVV is a task in itself, best way is to check CVV in banking hours and once user is able to see, note it down somewhere and no need to go through this again and again. Is it like that in Union Bank of India or one can not see CVV no matter what?

Bob doesn't have virtual rsdc, only rupay platinum ,visa possible.
One physical possible only.

Regarding Union, its hit or miss, not everybody gets vdc, now cvv problem, nobody can see cvv.
So all efforts just for 1 card.
Think and decide whats best for u