SBI Card PhonePe SBI Card – CVP new SBI CC launching

[itzmycard]

Applied thru SPRINT and after filling all data, SBI’s standard weapon “internal policy” struck me. 😒

Ask CC to provide exact reason of decline as per RBI guidelines. Most probably it would be overleveraged...

 

[Garry]

Ask CC to provide exact reason of decline as per RBI guidelines. Most probably it would be overleveraged...

can they re-consider the application if email sent? If yes, where should I send email for better response?

 

[itzmycard]

can they re-consider the application if email sent? If yes, where should I send email for better response?

mail directly to cs head

 

[Garry]

mail directly to cs head

can you please give the exact email address?

 

[itzmycard]

can you please give the exact email address?

Send to CustomerServiceHead@sbicard.com

 

[drvirag]

can they re-consider the application if email sent? If yes, where should I send email for better response?

Nothing will happen. They will ask ur income documents and after few days u ll receive a mail that we regret to inform u that ur application is rejected.

 

[Garry]

Nothing will happen. They will ask ur income documents and after few days u ll receive a mail that we regret to inform u that ur application is rejected.

Thanks for this insight. Anyhow I’ve sent email already. Let’s see how the bank respond.

 

[neun9]

I had applied yesterday for select got a call today it is approved but the only kyc option they had was via digilocker which I don’t use.
I asked them about alternative they said go to branch on Monday and call us it will be done.
Let’s see if that works.

@Bhokaal Were you able to get the KYC done without digilocker? I was applying today and the only option for KYC was through digilocker. Since, I don't use digilocker and I don't even plan to, I closed the application.

 

[Ank!t]

Phonepe charged Convenience Fee for insurance premium payment? I've paid premium of 1748 where Phonepe charges 15.5. I've paid through UPI pin, will it give 10% ?

 

[nikhilv0303]

Existing SBI CC holders also need to do kyc?

 

[nikhil_118]

Existing SBI CC holders also need to do kyc?

Y e s

 

[nikhil_118]

Phonepe charged Convenience Fee for insurance premium payment? I've paid premium of 1748 where Phonepe charges 15.5. I've paid through UPI pin, will it give 10% ?

Yes you will get charged with 0.86% convenience fee and via UPI pin it's always 10%

 

[Visith]

Y e s

For existing SBI CC holders, vKYC through digilocker would suffice or physical verification is also mandatory?

 

[Bhokaal]

@Bhokaal Were you able to get the KYC done without digilocker? I was applying today and the only option for KYC was through digilocker. Since, I don't use digilocker and I don't even plan to, I closed the application.

Nope it was not possible I have left it as is.