HDFC User - Best Debit Card for 2025 | Which Debit Card to Apply in May 2025 | Discussion

[gunadeepak10]

Does it give 1% cb for LPG booking (which is NOT autopay) ?

I need to book LPG, wanted to know if this is applicable

So its only working on Autopay Mode?

 

[Abhishek012]

HDFC Millennia Debit Card User -

load to Mobikwik full kyc wallet.

Now use Mobikwik Wallet UPI (officially called - Pockets UPI) to pay Credit Card bill on Zavo app and get upto 5% cashback.

Note - first time Mobikwik Wallet UPI (officially called - Pockets UPI) user pay Rs10,000 on Zavo app, higher chance you will get full 5% upto Rs500 Cashback. After that you will get upto 5% cashback.

This is Mobikwik wallet balance cashback not supercashback. So, enjoy.

After transaction >> open mobikwik app > search >> type - "Scratch" or "Scratch card" and claim your cashback.

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

 

[AlooDum]

HDFC Millennia Debit Card User -

load to Mobikwik full kyc wallet.

Now use Mobikwik Wallet UPI (officially called - Pockets UPI) to pay Credit Card bill on Zavo app and get upto 5% cashback.

Note - first time Mobikwik Wallet UPI (officially called - Pockets UPI) user pay Rs10,000 on Zavo app, higher chance you will get full 5% upto Rs500 Cashback. After that you will get upto 5% cashback.

This is Mobikwik wallet balance cashback not supercashback. So, enjoy.

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

Already did 40k wallet load on Amazon with millennia DC.
So this additional 500 is from MobiKwik or zavo?

 

[Kumar93196]

Already did 40k wallet load on Amazon with millennia DC.
So this additional 500 is from MobiKwik or zavo?

+1 . .

 

[Abhishek012]

Already did 40k wallet load on Amazon with millennia DC.
So this additional 500 is from MobiKwik or zavo?

Additional 500 is from MobiKwik, if you use mobikwik wallet UPI (Pockets UPI) to Zavo app for cc bill payment.

After transaction >> open mobikwik app > search >> type - "Scratch" or "Scratch card" and claim your cashback.

@Kumar93196

 

[Kumar93196]

Additional 500 is from MobiKwik, if you use mobikwik wallet UPI (Pockets UPI) to Zavo app for cc bill payment.

After transaction >> open mobikwik app > search >> type - "Scratch" or "Scratch card" and claim your cashback.

@Kumar93196

Its upto 500 n?

 

[Abhishek012]

Its upto 500 n?

Yes. upto 5% - max 500 cb

Only first time mobikwik offer flat 5%. So, pay 10k first time. hope you will get 500 cashback (some users already got flat 5% upto 500 cashback for first time Mobiwik wallet UPI payment).

 

[sidmanraj]

Yes. upto 5% - max 500 cb

Only first time mobikwik offer flat 5%. So, pay 10k first time. hope you will get 500 cashback (some users already got flat 5% upto 500 cashback for first time Mobiwik wallet UPI payment).

What is the mcc code?

 

[Sobirvs]

HDFC Millennia Debit Card User -

load to Mobikwik full kyc wallet.

Now use Mobikwik Wallet UPI (officially called - Pockets UPI) to pay Credit Card bill on Zavo app and get upto 5% cashback.

Note - first time Mobikwik Wallet UPI (officially called - Pockets UPI) user pay Rs10,000 on Zavo app, higher chance you will get full 5% upto Rs500 Cashback. After that you will get upto 5% cashback.

This is Mobikwik wallet balance cashback not supercashback. So, enjoy.

After transaction >> open mobikwik app > search >> type - "Scratch" or "Scratch card" and claim your cashback.

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

mobikwik charging 64.90 additional for loading 10k?

I am new to hdfc mil dc game, so don't know, just got done with my full mobikwik kyc

 

[Karan.]

mobikwik charging 64.90 additional for loading 10k?

I am new to hdfc mil dc game, so don't know, just got done with my full mobikwik kyc

Use Amazon and Payzap, save your charges.

 

[Sobirvs]

Use Amazon and Payzap, save your charges.

can u explain a bit. As I said I am new to this. I have an imperia acc with mil dc. What is the offer here? is it that if I add 40k on amazon, I get 1% back by hdfc as rewards that I can claim? HDFC says I will get 1% cashback in 90 days, so do they take 90 days or how long really? and how to add on amazon and payzapp? do I add right from their apps? and straight away 40k? no fees?

and what abt abhishek's mobikwik offer, do I get 5% also? or do i add via amazon/payzapp and then i can trnsfr to mobikwik wallet to get upto 500?

 

[Karan.]

can u explain a bit. As I said I am new to this. I have an imperia acc with mil dc. What is the offer here? is it that if I add 40k on amazon, I get 1% back by hdfc as rewards that I can claim?

ya thats it, every month

HDFC says I will get 1% cashback in 90 days, so do they take 90 days or how long really?

t+2 now

and how to add on amazon and payzapp? do I add right from their apps? and straight away 40k?

payzap: app
amazon: any

If doing for 1st time , Transaction team will call after declining first(money will not be debited), say yes and proceed thereafter

no fees?

ya

 

[Abhishek012]

mobikwik charging 64.90 additional for loading 10k?

I am new to hdfc mil dc game, so don't know, just got done with my full mobikwik kyc

Mastercard variant ?

 

[Sobirvs]

Mastercard variant ?

yes mastercard, is that a prob?

 

[Sobirvs]

ya thats it, every month

t+2 now

payzap: app
amazon: any

If doing for 1st time , Transaction team will call after declining first(money will not be debited), say yes and proceed thereafter

ya

t+2, really? so basically max in 3 days i will says the cashback? and also to redeem cashback is there a fee?

i had 17 rs in my redemption points, so i redeemed it, there are 2 sections of points, loyalty and promotion and there seems to be a minimum points redemption clause too. anyways it let me redeem 17 points but those points were never credited to my account, i wonder why. I did this redemption yesterday.

 

[Karan.]

and also to redeem cashback is there a fee?

0

i had 17 rs in my redemption points, so i redeemed it, there are 2 sections of points, loyalty and promotion and there seems to be a minimum points redemption clause too

For MDC, multiples of 400

if not you'lll lose, like I did once


T+2 has solved that issue however, in case u missed wallet mcc, could initiate again wallet load in that month for the shortfall/1%.

anyways it let me redeem 17 points but those points were never credited to my account, i wonder why. I did this redemption yesterday.

Reward points take t+1 to be credited in savings account.

T means working days transaction date.

 

[Sobirvs]

in case u missed wallet mcc, could initiate again wallet load in that month for the shortfall/1%.

I didn't understand this statement and thanks alot for answering my prev queries, I really appreciate it.

 

[Andy1]

Is there any strategy left for old platinum debit card?

 

[ujjwal2024]

Is there any strategy left for old platinum debit card?

works same, old or new..

 

[Karan.]

I didn't understand this statement

in case u missed wallet mcc, could initiate again wallet load in that month for the shortfall/1%

In case you did a transaction of 30k and 10k.
30k-Wallet MCC
10k-Non wallet MCC and not eligible for rewards,
You will get to know after T+2 when out of expected 400 only 300 are credited.

So shortfall/1% you can repeat in that Calander month again which is 10k