HSBC Enters the Game – Accelerated Rewards Travel Portal Now Live!

[neo.puneet]

Yeah, Travel One is easier to get, 5k+gst is the fees, right !!

yeah it seems to be pretty easy as only 4 lacs income needed. yes 5899 with gst but i will be able to recover it with in a month as i have a 1 lac around spend.

 

[neo.puneet]

I believe whosoever is not able to get DCBM can definitely look at this Travel One card, the rewards are fascinating. I have the DCBM and Atlas already but still couldn't resist this one.

 

[Amit_1]

yeah it seems to be pretty easy as only 4 lacs income needed. yes 5899 with gst but i will be able to recover it with in a month as i have a 1 lac around spend.

Rewards multiplier will work on hotels mcc, right!

 

[neo.puneet]

Rewards multiplier will work on hotels mcc, right!

i think the accelerated reward points will only work on their own portal

 

[Amit_1]

i think the accelerated reward points will only work on their own portal

Guessing the same, will wait till confirmation

 

[Lobogris]

3L net monthly and hsbc premier is yours. One of the most straightforward premium cc to get.

Is it guaranteed if you meet the income guidelines or does that simply mean you are eligible and then they would look at your credit status and risk? My income would easily qualify if they accepted self employed people. I can easily maintain the 40 lakh threshold as well. Will have to go to a branch and discuss the details.

 

[Dreamer]

Thanks for sharing. Does it beat m4b ltf AEP and travel edge portal rewards rate?

 

[abhiaj_geek]

Is it guaranteed if you meet the income guidelines or does that simply mean you are eligible and then they would look at your credit status and risk? My income would easily qualify if they accepted self employed people. I can easily maintain the 40 lakh threshold as well. Will have to go to a branch and discuss the details.

Any cc is subject to credit risk verification. So no, premier cc is not 100% guaranteed even if you meet premier criteria

 

[neogen]

i think the accelerated reward points will only work on their own portal

Ohh. Thats dampning to know. I think I will continue with Axis Atlas!

 

[Kabir_1112]

Anyone who tried using the hsbc portal? I cannot see the View more page in my HSBC India app for the rewards point even after uninstalling the app and reinstalling it and even my Samsung S24 ultra is on the latest version. But still cannot see credit card option on India app of hsbc.

 

[rohitnsync]

Is it guaranteed if you meet the income guidelines or does that simply mean you are eligible and then they would look at your credit status and risk? My income would easily qualify if they accepted self employed people. I can easily maintain the 40 lakh threshold as well. Will have to go to a branch and discuss the details.

Do share what does the branch say regarding self-employed people. Also, it would be helpful if you could ask them whether opening a "Personal Banking" relationship (1.5 lac) help in getting the Travel One credit card.

 

[rohitnsync]

For self employed you have to open a savings or current account with them to apply for the travel one card..

Do you know whether this method works? Can you please elaborate on how much of an amount needs to be maintained in Savings/Current account?

 

[neo.puneet]

I've the LTF visa platinum card from 8+ years or so. Just called and put a request to upgrade travel one, it took less than10 mins on the call. The rep said it will be processed with in 3-4 working days.

received an sms today stating card reclassification request is successfully closed and that i should receive it within 7 working days

 

[Quiksilver27]

Do you know whether this method works? Can you please elaborate on how much of an amount needs to be maintained in Savings/Current account?

As long as you have ITR above 4 lakhs opening a current/savings account should work for self employed. Not sure about MAB to be maintained..

Mentioned on the HSBC website on the right hand side bottom corner -