Kotak 811 Infinity Metal Debit Card – Unboxing & First Impressions

[sri07]

I guess these rates are not updated.. true 95 for Euro would be a lottery...
But the point is.. they are saying it's free.. but in reality there are charges.. and nothing is mentioned clearly..

What charges? Can you please explain with an example

 

[badg3rbyte]

Can anyone please share a screenshot of the offer sms with personal details hidden please i want to see the format

Can't find the 1000rs one

 

[thomasjackson]

I guess these rates are not updated.. true 95 for Euro would be a lottery...
But the point is.. they are saying it's free.. but in reality there are charges.. and nothing is mentioned clearly..

I performed an online transaction in USD. Amount debited was equal to the Visa conversion rate with zero markup. Hence, confirmed that there are no charges. However I did not get any super cashback for the same.

There is a disclaimer that cashback on international transactions will be credited at the end of the month.

Will wait and update here, incase I receive the cashback.

 

[Riva]

I performed an online transaction in USD. Amount debited was equal to the Visa conversion rate with zero markup. Hence, confirmed that there are no charges. However I did not get any super cashback for the same.

There is a disclaimer that cashback on international transactions will be credited at the end of the month.

Will wait and update here, incase I receive the cashback.

Is the bill generated? Any additional charge on the bill?

If not, then I guess then there are no charges. I do not have this account or card, was going by what was mentioned in the TnC.

 

[vikaschaudhary]

View attachment 107253
Can't find the 1000rs one

Do you receive this code on your registered email also ? and after account activation what was the duration of receiving this 250rs. gift code ?

 

[badg3rbyte]

Do you receive this code on your registered email also ? and after account activation what was the duration of receiving this 250rs. gift code ?

I don't think so, in email. Didn't find any when I searched.
I got the code within 3 or 4 days ig.

 

[sousnake]

I don't think so, in email. Didn't find any when I searched.
I got the code within 3 or 4 days ig.

same here got 250 rs code in 3-4 days but haven't received 1000 one till now (20 days).

 

[rajarancho]

same here got 250 rs code in 3-4 days but haven't received 1000 one till now (20 days).

Strange. Received 250/- and 1k within a couple of days of completing 1k spends. Almost 1 month from account opening.

 

[KLB@96]

Customer care confirmed no charges for ATM international withdrawal.

 

[kohinoor]

is there any way to get the account opening, offline KYC and funding done without visiting the branch for the Super account + metal card combination? my work schedule doesn't allow me to visit bank during their working hours even though I am genuinely interested in this.

 

[KLB@96]

is there any way to get the account opening, offline KYC and funding done without visiting the branch for the Super account + metal card combination? my work schedule doesn't allow me to visit bank during their working hours even though I am genuinely interested in this.

usually the employee who opens this particular account are field sales agents. they will come and visit you and do the process completely. get the number from local bank by calling or something.

 

[vikaschaudhary]

is there any way to get the account opening, offline KYC and funding done without visiting the branch for the Super account + metal card combination? my work schedule doesn't allow me to visit bank during their working hours even though I am genuinely interested in this.

yes, 100%. I have opened 2 super accounts with infinity cards for my mom and dad. The kotak 811 staff member came to my home with kyc device for fingerprint and offline kyc. it was very quick and smooth process. So, just call your home/nearest branch and ask them to send 811 staff to your home.

 

[Riva]

Has anyone opened this account as a joint account? If yes, did they give 2 metal debit cards for both the holders?

 

[Finchamp!]

Has anyone opened this account as a joint account? If yes, did they give 2 metal debit cards for both the holders?

This is an individual account only.

 

[kohinoor]

yes, 100%. I have opened 2 super accounts with infinity cards for my mom and dad. The kotak 811 staff member came to my home with kyc device for fingerprint and offline kyc. it was very quick and smooth process. So, just call your home/nearest branch and ask them to send 811 staff to your home.

did you initiate anything online? like submitting basic details (Adhar, PAN etc). or entire thing was done offline including initial funding?

 

[Z_S]

did you initiate anything online? like submitting basic details (Adhar, PAN etc). or entire thing was done offline including initial funding?

No nothing to be send before,just asked them to visit your home and one 811 agent will visit your place,and after all the process you can transfer initial funding amount instantly through imps/upi..it will take hardly 5 minutes to open account